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ZIP 55315 Foreclosure, Tax-Lien & Distress Report

Carver County, Minnesota · Distress market

ZIP code 55315 in Carver County, Minnesota carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Latent structural risk is 56/100 while live distress already moving reads 5/100. What sets it apart are the readings on structural risk (56/100), construction/permit lag (52/100), institutional ownership (41/100). By contrast, mortgage stress (17/100) register low.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 6% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Median household income is $140,446, above the U.S. median near $78,000. The poverty rate is 2.8% — low. On demographic stress specifically, 55315 scores 22/100. 7,034 residents call 55315 home, typically aged 40. A median home runs $453,000 here, or 3.1 times local income. Educational attainment sits at 56% bachelor's-or-above. Rent burden reaches 39% of tenant households. The ZIP holds roughly 2,526 housing units. 91% of housing is owner-occupied. The vacancy rate is 2.1%.

Overall, 55315 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 55315 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 55315's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 55315, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 55315 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 55315 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
56/100
Structural risk
5/100
Distress activity

ZIP 55315 distress signals, scored

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk70
Another 9 scored dimensions sit behind 55315

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 55315 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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