ZIP 55315 Property Distress & Foreclosure Data

DLRadar grades ZIP 55315 (Carver County, Minnesota) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 52/100 structural and 5/100 already moving. Property-level stress concentrates in structural risk (52/100), institutional ownership (47/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (17/100).

The peak-phase market in 55315 posted values that rose 2.9% over the year, and 6% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $140,446, median income runs above typical U.S. levels. The poverty rate is 2.8% — low. The demographic-stress sub-score lands at 22/100. Population is roughly 7,034 with a median age of 40. The typical home is worth about $453,000 (3.1× income, relatively affordable). Around 56% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. The ZIP holds roughly 2,526 housing units. 91% of housing is owner-occupied. The vacancy rate is 2.1%.

Broadly, 55315 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.