ZIP 55397 Foreclosure, Tax-Lien & Distress Report
Carver County, Minnesota · Distress market
ZIP 55397's composite property-distress score is 25/100 - DLRadar classes that as low for Carver County, Minnesota. The pressure is most legible in structural risk (55/100), construction/permit lag (51/100), institutional ownership (40/100). mortgage stress (17/100) stay muted. Latent structural risk is 55/100 while live distress already moving reads 5/100. Environmental exposure also runs high (climate & FEMA risk (69/100)).
The peak-phase market in 55397 posted values that rose 2.4% over the year, and 15% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $77,227 — near the roughly $78,000 national figure. Educational attainment sits at 25% bachelor's-or-above. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 55397 scores 28/100. The tenure split is 85% owner-occupied to 15% rented. About 3,335 people live here, median age 39. Rent burden reaches 23% of tenant households. Vacancy runs 1.3%. The typical home is worth about $352,800 (4.3× income). There are about 1,265 housing units across 55397.
Overall, 55397 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 55397 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 55397 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55397 can be compared directly against any other ZIP in Carver County, Minnesota or nationwide. The score is rebuilt from public data as it updates, so 55397 reflects the current record instead of a stale or modeled snapshot.
55397's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 55397 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 55397
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
55397 at a glance
The live 55397 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Carver County ZIP reports
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Deterministic. Every signal traces to a public dataset · methodology