ZIP 55397 Property Distress & Foreclosure Data

DLRadar grades ZIP 55397 (Carver County, Minnesota) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), institutional ownership (47/100), construction/permit lag (24/100). construction/permit lag (24/100) and mortgage stress (17/100) stay muted. On the structural side it scores 51/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (69/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 15% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $77,227, near the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. 6.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 85% of homes, renters 15%. 3,335 residents call 55397 home, typically aged 39. Around 23% of renters are cost-burdened. The vacancy rate is 1.3%. Home values center near $352,800, an affordability ratio of 4.3×. The ZIP holds roughly 1,265 housing units.

Overall, 55397 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.