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ZIP 55370 Foreclosure, Tax-Lien & Distress Report

Mcleod County, Minnesota · Distress market

ZIP code 55370 in Mcleod County, Minnesota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (28/100), structural risk (26/100), mortgage stress (13/100). structural risk (26/100) and mortgage stress (13/100) stay muted. On the structural side it scores 26/100, with 4/100 of stress already active.

The peak-phase market in 55370 posted values that rose 2.7% over the year, and 10% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

96% of housing is owner-occupied. The poverty rate is 3.8% — low. A median home runs $302,600 here, or 2.8 times local income. Median household income is $117,344, above the U.S. median near $78,000. Population is roughly 627 with a median age of 36. Vacancy runs 9.0%. About 16% have a four-year degree. Around 0% of renters are cost-burdened. The ZIP holds roughly 218 housing units. DLRadar's demographic-stress index for the area reads 20/100.

On balance, 55370 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 55370 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55370 can be compared directly against any other ZIP in Mcleod County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55370 shows blanks, not estimates, wherever the record is sparse.

55370's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 55370 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
26/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 55370

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk51
55370 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 55370 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 55370, the same set carried on every parcel.

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