ZIP 55354 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55354 (Mcleod County, Minnesota) lands at 13/100 — minimal on DLRadar's public-record scoring. Leading the profile are institutional ownership (28/100), structural risk (26/100), mortgage stress (13/100). By contrast, structural risk (26/100) and mortgage stress (13/100) register low. Latent structural risk is 26/100 while live distress already moving reads 4/100.

The peak-phase market in 55354 posted values that rose 2.7% over the year, and 1% lower over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,089 with a median age of 37. Vacancy runs 3.5%. The demographic-stress sub-score lands at 24/100. Owners hold 89% of homes, renters 11%. Around 34% of renters are cost-burdened. There are about 1,143 housing units across 55354. A median home runs $268,900 here, or 2.6 times local income. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 18% bachelor's-or-above. At $94,950, median income runs above typical U.S. levels.

Overall 55354 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 55354 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 55354 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 55354 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 figure for 55354 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 55354 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.