ZIP 55312 Foreclosure, Tax-Lien & Distress Report
Mcleod County, Minnesota · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 55312 in Mcleod County, Minnesota comes in at 14, a minimal composite-distress reading. The latent-versus-live split is 28/100 structural and 4/100 already moving. Its heaviest discrete signals: institutional ownership (33/100), structural risk (28/100), mortgage stress (13/100). By contrast, structural risk (28/100) and mortgage stress (13/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (60/100).
The peak-phase market in 55312 posted values that rose 2.7% over the year, and 20% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $236,300, an affordability ratio of 2.2× — accessible. About 13% have a four-year degree. About 1,412 people live here, median age 46. There are about 611 housing units across 55312. 90% of housing is owner-occupied. The vacancy rate is 14.3% — elevated. DLRadar's demographic-stress index for the area reads 24/100. Around 29% of renters are cost-burdened. Households earn a median $97,976 — above the roughly $78,000 national figure. 5.3% of residents fall below the poverty threshold.
Net-net, 55312 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 55312 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 55312 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55312 can be compared directly against any other ZIP in Mcleod County, Minnesota or nationwide. Sparse data for 55312 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 14/100 figure for 55312 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 55312 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 55312
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
55312 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 55312, the same set carried on every parcel.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
Related ZIP, county and statewide reads linked to Mcleod County, Minnesota.
Open the complete 55312 acquisition file
The full 55312 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology