ZIP 55366 Foreclosure, Tax-Lien & Distress Report
Sibley County, Minnesota · Affordable market
Sibley County, Minnesota's ZIP 55366 registers 18/100 composite distress, which DLRadar reads as low. On the structural side it scores 41/100, with 5/100 of stress already active. Leading the profile are structural risk (41/100), institutional ownership (40/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (18/100).
The market reads peak — home values rose 3.4% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 9.4%. The poverty rate is 3.9% — low. Rent burden reaches 30% of tenant households. About 11% have a four-year degree. The tenure split is 83% owner-occupied to 17% rented. DLRadar's demographic-stress index for the area reads 23/100. Households earn a median $70,000 — near the roughly $78,000 national figure. 441 residents call 55366 home, typically aged 41. The typical home is worth about $158,300 (2.0× income, relatively affordable). The ZIP holds roughly 189 housing units.
Net-net, 55366 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 55366 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 55366's 18/100 can be lined up against any neighbor in Sibley County, Minnesota or any ZIP coast to coast. 55366 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 18/100 figure for 55366 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 55366 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 55366 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 55366 distress snapshot
55366 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Rules-based scoring — each signal ties to a public dataset · methodology