ZIP 55328 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 55328 in Wright County, Minnesota comes in at 20, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (67/100), structural risk (45/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 45/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 8% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 55328 scores 26/100. Median household income is $118,036, above the U.S. median near $78,000. There are about 3,765 housing units across 55328. Educational attainment sits at 42% bachelor's-or-above. Population is roughly 9,933 with a median age of 37. Around 46% of renters are cost-burdened. Vacancy runs 1.6%. Home values center near $409,800, an affordability ratio of 3.2× — accessible. 83% of housing is owner-occupied.

Overall 55328 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 55328 at the moment; the composite and its components are still built from verifiable records.

Whether 55328 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55328 can be compared directly against any other ZIP in Wright County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 55328 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 55328 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 55328 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.