ZIP 55301 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55301 (Wright County, Minnesota) lands at 19/100 — low on DLRadar's distress scoring. Latent structural risk is 42/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). The pressure is most legible in construction/permit lag (64/100), structural risk (42/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 8% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $342,100 here, or 2.5 times local income. Around 44% of adults hold a bachelor's degree or higher. Population is roughly 13,485 with a median age of 34. Owners hold 90% of homes, renters 10%. The vacancy rate is 2.9%. The poverty rate is 1.2% — low. Median household income is $131,157, above the U.S. median near $78,000. Around 36% of renters are cost-burdened. There are about 4,835 housing units across 55301. On demographic stress specifically, 55301 scores 21/100.

On balance, 55301 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 55301 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 55301 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 55301, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 55301 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 55301 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.