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Where stress is building, how the cycle is turning, and what is live now.

ZIP 55363 Foreclosure, Tax-Lien & Distress Report

Wright County, Minnesota · Distress market

ZIP code 55363 in Wright County, Minnesota carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 42/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (42/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 9% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

78% of housing is owner-occupied. Roughly 12.6% live below the poverty line. 5,664 residents call 55363 home, typically aged 35. Around 22% of renters are cost-burdened. A median home runs $296,800 here, or 2.8 times local income. Educational attainment sits at 24% bachelor's-or-above. The vacancy rate is 5.6%. At $98,287, median income runs above typical U.S. levels. The ZIP holds roughly 2,093 housing units. DLRadar's demographic-stress index for the area reads 26/100.

On balance, 55363 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 55363 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Wright County, Minnesota and the nation. Where the public record is thin for 55363, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 55363 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 55363 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
42/100
Structural risk
1/100
Distress activity

What is driving ZIP 55363’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk76
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 55363 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 55363, the same set carried on every parcel.

Loading ZIP 55363 stress data…

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Each signal above is traceable to an open dataset · methodology

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