Carver County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carver County, MN distress report, 2026: 18 ZIPs scored in Carver, MN, Carver, MN average 24/100; the top Carver, MN ZIP is 55317 at 26/100; Carver, MN market phase peak, Carver, MN prices +2.4% year over year.
- Carver, MN ranks #3,016 nationally (opportunity index); Carver, MN #73 in Minnesota; Carver, MN index 23.0.
- Carver, MN ninety-day mortgage delinquency 0.4% in December 2025; Carver, MN twelve-month change 0.0%.
- Carver, MN ZIP phases: 18 peak.
- Carver, MN residential listings tracked: 12 across 12 ZIPs; Carver, MN candidate listings 4.
- Carver, MN HUD assisted properties: 8 with 603 units.
- Carver, MN lenders on watch: 8; largest Carver, MN footprint Security Bank&Trust Co (8 branches).
- Carver, MN most distressed ZIP: 55317 at 26/100.
Carver, MN figures: DLRadar distress index; Carver, MN inputs: CFPB, FHFA, HUD, FDIC; Carver, MN rebuilt as sources refresh.
| Rank | Carver, MN ZIP | Score |
|---|---|---|
| 1 | 55317 | 26/100 |
| 2 | 55375 | 26/100 |
| 3 | 55315 | 25/100 |
| 4 | 55318 | 25/100 |
| 5 | 55322 | 25/100 |
| 6 | 55331 | 25/100 |
| 7 | 55360 | 25/100 |
| 8 | 55367 | 25/100 |
| 9 | 55368 | 25/100 |
| 10 | 55386 | 25/100 |
| 11 | 55387 | 25/100 |
| 12 | 55388 | 25/100 |
Most distressed Carver, MN ZIPs (0-100, 2026)
Mortgage delinquency in Carver, MN
0.4% of Carver, MN mortgages were ninety-plus days late (Carver, MN, December 2025); Carver, MN thirty-to-eighty-nine days late: 1.2%; Carver, MN twelve-month change 0.0%; Carver, MN peak since 2008: 2.6% (August 2009); Minnesota overall 0.6%. Carver, MN ninety-day series: Dec 24 0.4, Jan 25 0.8, Feb 25 0.4 (Carver, MN), Mar 25 0.5, Apr 25 0.5, May 25 0.5 (Carver, MN), Jun 25 0.7, Jul 25 0.7, Aug 25 0.5 (Carver, MN), Sep 25 0.3, Oct 25 0.5, Nov 25 0.4 (Carver, MN), Dec 25 0.4.
Opportunity index: Carver, MN
Carver, MN index 23.0, Carver, MN phase weak; Carver, MN primary driver bank institutional, Carver, MN second driver construction. Carver, MN components: property stress 9.7, foreclosure pressure 7.4, listing discounts 20.5, bank stress 62.9, insurance 0.0; Carver, MN pulse 26.7; Carver, MN capital opportunity 17.6; Carver, MN seven-day change +0.2%.
ZIP market phases inside Carver, MN
18 Carver, MN ZIPs carry a price-cycle phase; Carver, MN ZIPs by phase (Carver, MN), deepest drawdown first: peak, +2.4% YoY (Carver, MN): 55315, 55317, 55318, 55322, Carver, MN 55328, 55331, 55360, 55363, Carver, MN 55367, 55368, 55375, 55386, Carver, MN 55387, 55388; peak, +2.7% YoY (Carver, MN): 55339; peak, +2.6% YoY (Carver, MN): 55395.
Residential listings by Carver, MN ZIP
Carver, MN ZIPs with the most tracked Carver, MN residential listings: 55318 5 listings, 2 candidates, bank pressure 67; 55387 4 listings, 0 candidates, bank pressure 63; 55315 2 listings, 1 candidates, bank pressure 67; 55388 1 listings, 1 candidates, bank pressure 64 (Carver, MN); 55317 0 listings, 0 candidates, bank pressure 63; 55322 0 listings, 0 candidates, bank pressure 67; 55339 0 listings, 0 candidates, bank pressure 68; 55360 0 listings, 0 candidates, bank pressure 67. Carver, MN totals: 12 listings; Carver, MN candidates 4; active ZIPs 4.
HUD assisted housing in Carver, MN
8 assisted properties with 603 units sit in Carver, MN; largest Carver, MN properties: Lake Susan Apartments (Chanhassen) 162 units; Clover Field Marketplace (Chaska) 117 units; Lake Jonathan Flats (Chaska) 117 units in Carver, MN; Chaska Manor, Inc. (Chaska) 59 units, 59 assisted; The Landings (Chaska) 54 units, 54 assisted; Creeks Run Townhomes Phase Ii (Chaska) 36 units.
Lenders with branches in Carver, MN
Carver, MN lenders by branch count: Security Bank&Trust Co (Carver, MN): stress 54, 8 branches low in Carver, MN; Hometown Bank (Carver, MN): stress 81, 3 branches low in Carver, MN; Americana Community Bank (Carver, MN): stress 75, 2 branches low in Carver, MN; Citizens Alliance Bank (Carver, MN): stress 87, 1 branch low in Carver, MN; Bankvista (Carver, MN): stress 67, 1 branch low in Carver, MN; Center National Bank (Carver, MN): stress 63, 1 branch low in Carver, MN; Midcountry Bank (Carver, MN): stress 61, 1 branch low in Carver, MN; Citizens Stb Norwood Young A (Carver, MN): stress 55, 1 branch low in Carver, MN.
Vacancy and permits, Carver, MN
1,095 of 42,270 Carver, MN housing units are vacant; Carver, MN permits, twelve months: 485 multifamily units in Carver, MN, 456 one-to-four unit units.
Work Carver, MN at the parcel level
Every Carver, MN parcel carries owner and address; every Carver, MN parcel carries APN; Carver, MN distress scores sit on the Carver, MN live board.
Carver, MN figures refresh with each source.
Carver, MN questions
Most distressed ZIP code in Carver County, MN?
ZIP 55317 leads Carver, MN at 26/100; next in Carver, MN: 55375 at 26/100; the Carver, MN average is 24/100.
Where does Carver County, MN rank for investment opportunity?
Carver, MN is #3,016 among all ranked counties, #73 in Minnesota; the Carver, MN driver is bank institutional; Carver, MN moved down 121 places.
How many mortgages are delinquent in Carver County, MN?
0.4% of Carver, MN mortgages were ninety-plus days late in December 2025; the Carver, MN peak since 2008 was 2.6%.
Which banks lend in Carver County, MN?
8 watched lenders hold Carver, MN branches; the largest Carver, MN footprints are Security Bank&Trust Co (8), Hometown Bank (3), Americana Community Bank (2).
More on Carver, MN
Carver County, MN distress report: public-record figures for Carver, MN; not legal advice for Carver, MN; not tax or investment advice; verify every Carver, MN record before acting.