Carver County, MN: Home-Insurance Distress & Forced-Sale Pressure
Carver County, MN: 52/100 (elevated) home-insurance distress; Carver, MN band MEDIUM; Carver, MN #1,048 of 3,222 counties; Carver, MN #17 of 87 in Minnesota.
FEMA hazard, Carver, MN: 52/100; Carver, MN declarations, three years: 2; Carver, MN perils: 2 flood; Carver, MN five-year count 3 (severity 4.5); Carver, MN ten-year 3; hazard-weighted, Carver, MN: 4.0.
Declared incidents on the Carver, MN record: 2024 Flood 2 (Carver, MN).
NFIP claims, Carver, MN, three years: 1; Carver, MN payouts $4,618; per Carver, MN claim $4,618; Carver, MN claim-stress 52/100.
Carver, MN monthly score fell, 62 (March 2026) to 57 (October 2026); Carver, MN by month: March 62, April 62, May 57, June 57 (Carver, MN), July 65, August 65, September 54, October 57.
Carver, MN components: climate 60, NFIP claims 52; Carver, MN retreat index 57.
Construction distress, Carver, MN: 51/100 as of August 2026 (Carver, MN: 69/100 one-to-four unit, 23/100 multifamily).
Carver, MN ZIPs, June 2026 (Carver, MN, 16 highest): score 0 (Carver, MN), climate 90 (Carver, MN): 55331; score 0 (Carver, MN), climate 88 (Carver, MN): 55375; score 0 (Carver, MN), climate 77 (Carver, MN): 55328; score 0 (Carver, MN), climate 76 (Carver, MN): 55363; score 0 (Carver, MN), climate 72 (Carver, MN): 55388; score 0 (Carver, MN), climate 71 (Carver, MN): 55317; score 0 (Carver, MN), climate 70 (Carver, MN): 55315, 55318, 55322, 55360, Carver, MN 55367, 55368, 55386, 55387, Carver, MN 56011; score 0 (Carver, MN), climate 69 (Carver, MN): 55397.
DLRadar rescores Carver, MN monthly; Carver, MN readings join Carver, MN foreclosure, lien and ownership parcels (Carver, MN), so cost-squeezed Carver, MN owners surface before listing.
Inside Minnesota, Carver County ranks 17th of 87 counties for home-insurance distress at 52/100; Wabasha County (56/100) sits just above Carver County, and Sibley County (51/100) sits just below Carver County.
Deterministic. Every Carver County, MN signal traces to a public Carver dataset (FEMA, NFIP, Census for Carver, MN) · how insurance distress works in Carver, MN · methodology
FAQ: Carver County, MN insurance distress
What is the Carver County, MN home-insurance-distress score?
Carver, MN: 52/100 (MEDIUM), #1,048 of 3,222, #17 in Minnesota. FEMA hazard, Carver, MN: 52/100; NFIP stress, Carver, MN: 52/100; construction, Carver, MN: 51/100; Carver, MN rescores monthly.
Is Carver County insurance distress getting better or worse (MN)?
Carver, MN: 62 in March 2026; Carver, MN: 57 in October 2026 (better); Carver, MN climate component 60; Carver, MN NFIP claims score 52.
How many flood-insurance claims has Carver County, MN had?
Carver, MN: 1 NFIP claims, three years; Carver, MN paid $4,618; per Carver, MN claim $4,618; carriers reprice Carver, MN against that record.
Which Carver County ZIP codes carry the most insurance distress (MN)?
Carver, MN, June 2026: 55331 at 0, 55375 at 0, 55328 at 0, 55363 at 0; Carver, MN climate scores there: 90, 88, 77, 76.
Why does Carver, MN insurance distress create sellers?
A Carver, MN premium outruns the Carver, MN budget; a carrier leaves Carver, MN; Carver, MN carrying cost passes plan; Carver, MN owners sell while current; Carver, MN insurance distress leads Carver, MN foreclosure data.