Minnesota Bank Stress by County

Minnesota reads above the national norm for bank stress, a 63/100 county average, 15th of 52.

279 banks lend across 87 Minnesota counties.

39 of Minnesota's 87 counties score 65+, peaking at 100/100.

Most stressed in Minnesota: Sibley County 74/100, Chippewa County 72/100, Meeker County 72/100, Aitkin County 72/100, Traverse County 71/100.

225 banks are chartered in Minnesota with $116.1 billion in Minnesota assets; 8 Minnesota banks reported a net loss (Minnesota) on the latest call report; 74 banks on Minnesota alerts score 70 or higher; 108 Minnesota counties carry a bank area-distress alert.

Largest Minnesota-chartered banks by assets: Ameriprise Bank Fsb $25.5 billion (stress 50); Bridgewater Bank $5.4 billion (stress 59); Frandsen Bank&Trust $3.7 billion (stress 48) in Minnesota; Stearns Bank National Assn $3.3 billion (stress 26); Minnwest Bank $2.9 billion (stress 62).

Reading the Minnesota bank figures: a Minnesota bank's stress score comes from its own Minnesota FDIC call report (capital, earnings, Minnesota real-estate loan concentration), so 8 loss-making Minnesota charters and 74 Minnesota banks at 70 or higher are read from Minnesota filings directly; the Minnesota county pages map each lender's Minnesota branches to the Minnesota counties it exposes.