Bank Midwest (FDIC #5170): Bank Stress & Real-Estate Credit Exposure
Bank Midwest (FDIC Cert #5170): bank stress 71/100, elevated, STABLE over 7 days; parent GOODENOW BCORP.
Bank Midwest (#5170) lends in 8 counties across 3 states; Bank Midwest (#5170) reaches 97 ZIP codes: Minnesota 4 counties, 44 ZIPs; Iowa 3 counties, 31 ZIPs; South Dakota 1 county, 23 ZIPs.
Bank Midwest (#5170) largest markets: Minnehaha County, SD (23 branches, 23 ZIPs) (#5170), Sac County, IA (16 branches, 16 ZIPs) (#5170), Martin County, MN (30 branches, 15 ZIPs) (#5170), Jackson County, MN (14 branches, 14 ZIPs) (#5170), Cottonwood County, MN (26 branches, 13 ZIPs) (#5170), Brown County, MN (11 branches, 11 ZIPs) (#5170).
Bank Midwest (#5170) reports $1.35 billion in total assets; Bank Midwest (#5170) equity $133.0 million (9.9% of Bank Midwest (#5170) assets); Bank Midwest (#5170) domestic deposits $1.15 billion; Bank Midwest (#5170) net income $6.7 million; Bank Midwest (#5170) return on assets 1.01%; Bank Midwest (#5170) return on equity 10.28%; Bank Midwest (#5170) net interest income $24.5 million; Bank Midwest (#5170) call report June 30, 2026.
Bank Midwest (#5170) noncurrent real-estate loans 0.04% of its book; Bank Midwest (#5170) residential 0.12%; Bank Midwest (#5170) net charge-offs on real estate 0.29%; Bank Midwest (#5170) residential charge-offs 0.79%.
Bank Midwest (#5170) net interest margin 3.99% against an eight-quarter Bank Midwest (#5170) average of 3.62% (Bank Midwest (#5170) compression -0.37 points); Bank Midwest (#5170) real-estate loans 4.0% of equity; Bank Midwest (#5170) non-residential real estate 79.5% of equity; Bank Midwest (#5170) rate-exposure score 40/100, Bank Midwest (#5170) fixed-rate trap 40/100; Bank Midwest (#5170) risk type credit driven; Bank Midwest (#5170) rate regime rates elevated, Bank Midwest (#5170) snapshot October 19, 2026.
Bank Midwest (#5170) stress score moved from 69.2 on June 22, 2026 to 70.8 on October 20, 2026; Bank Midwest (#5170) ranged 69.2 to 70.8 over 117 snapshots.
Bank Midwest (#5170) alerts: 8 counties; top Bank Midwest (#5170) alert scores: Jackson County, IA 33 (low); Armstrong County, IA 23 (low); New Ulm County, IA 23 (low); Sherburn County, IA 23 (low); Sioux Falls County, IA 23 (low).