Cottonwood County, MN: Foreclosures, Tax Liens & Distressed Properties

Cottonwood County, Minnesota sits inside DLRadar's nationwide distress index, built entirely from public records. Across its ZIPs, composite distress spans 14 to 23 out of 100. The county's lending-headwind score sits at 58/100 (moderate). The county spans 13 scored ZIP codes, averaging 18/100 composite distress.

The county market is in a peak phase: home prices rose 3.4% over the past year (phase confidence 28/100). With values leveling off, the opportunity narrows so screen ZIP by ZIP.

Cottonwood County's topped-out +3.4% YoY (28/100 confidence) means opportunity is parcel-specific — target the few ZIPs carrying distress. A moderate 58/100 lender headwind implies both signal sets in play here.

By composite, 56131 (23/100), 56145 (20/100), 56152 (20/100), 56166 (20/100), 56174 (20/100), 56180 (19/100) top the county — tap any ZIP to go deeper. Other tracked Cottonwood County ZIPs include 56183, 56019, 56118, 56101, 56137, 56159, 56083.

By the numbers, the Cottonwood County ZIPs on file show home values averaging roughly $154,108, below the US, 83% of homes owner-occupied, residents with a median age around 42.7, a 13% poverty rate, a 13% vacancy rate, incomes around $68,634. Income, equity and tenure like these set up how much distress reaches the market and how fast it moves.

At 18/100 composite over 13 ZIPs, distress here is parcel-specific where the ZIP scores point. Inside DLRadar, each Cottonwood County property carries owner, APN and address, its own score, the lender behind it and an exit read.

The distress read for Cottonwood County, Minnesota is refreshed as new public records post and uses the same methodology coast to coast, so Cottonwood County stays directly comparable to any other market you track.

Treat Cottonwood County, Minnesota as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. All of it is deterministic and auditable: Cottonwood County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

Drilling in, Cottonwood County's highest-scoring ZIPs are 56131 (23/100), 56145 (20/100), 56152 (20/100), 56166 (20/100), 56174 (20/100), 56180 (19/100). DLRadar also scores 56183, 56019, 56118, 56101, 56137, 56159, 56083 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Cottonwood County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.