Cottonwood County, MN: Foreclosures, Tax Liens & Distressed Properties
Cottonwood County, MN, Minnesota: 13 ZIP codes scored, Cottonwood County, MN averaging 20/100 (low, Cottonwood, MN), from 15 to 24. Cottonwood County, MN is in its peak phase (Cottonwood, MN confidence 28/100): Cottonwood, MN home prices up 3.4% (Cottonwood, MN) over twelve months. Cottonwood County, MN lender headwind: 58/100.
Highest-scoring Cottonwood County, MN ZIPs: 56131 (24/100), 56145 (22/100), 56174 (22/100), 56183 (22/100), 56118 (20/100), 56152 (20/100). Also scored in Cottonwood County, MN: 56166, 56159, 56180, 56019, 56101, 56137, 56083.
Across Cottonwood County, MN's scored ZIPs: median home value $154,108, household income $68,634, 13.0% vacancy, 13.0% poverty, 83% owner-occupied, median age 42.7.
Cottonwood County, MN insurance distress 63/100 (#823 in the US); FEMA hazard 52/100 for Cottonwood, MN; 2 federal disaster declarations in Cottonwood County, MN since 2023 (2 flood); 23 Cottonwood, MN NFIP flood claims, $286K paid; Cottonwood, MN construction distress 42/100.
5 banks with 7 branches lend in Cottonwood County, MN; Cottonwood, MN weighted bank stress 58/100, highest 72/100 in Cottonwood, MN.
Cottonwood County, MN unemployment 5.5% (Cottonwood, MN +0.2 pts, six months); 10 new housing units permitted in Cottonwood County, MN over twelve months, Cottonwood, MN down 9% from 11; Cottonwood, MN home prices +4.4% a year (Cottonwood, MN) over three years.
5,168 housing units in Cottonwood County, MN; 1,115 Cottonwood, MN renter households; 29% of Cottonwood, MN renters spend 30%+ of income on rent, 12% (Cottonwood, MN) half or more.
Cottonwood County, MN ranks #2,249 nationally on the opportunity index (Cottonwood, MN, among all ranked counties); Cottonwood, MN scores 26.9/100 and Cottonwood, MN sits #36 inside Minnesota. Cottonwood, MN is in the weak opportunity phase; Cottonwood, MN's primary driver is bank institutional, Cottonwood, MN second driver vacancy; Cottonwood, MN moved down 771 places. 55 days on market observed in Cottonwood, MN; 10.9% vacancy over 13 Cottonwood, MN ZIPs.
No CFPB county sample covers Cottonwood County, MN. The non-metro area reading for Cottonwood, MN: 1.0% ninety-plus days late; Cottonwood, MN's thirty-to-eighty-nine share is 2.2% (Cottonwood, MN, December 2025 data); Minnesota overall 0.6%.
Cottonwood County, MN has 3 watched banks; 3 Cottonwood, MN banks sit in an elevated band. Cottonwood, MN footprints: United Prairie Bank (2 branches, stress 61) in Cottonwood, MN; First Security Bk Sleepy Eye (1 branch, stress 40) in Cottonwood, MN; State Bank Of Jeffers (1 branch, stress 29) in Cottonwood, MN.
HUD lists 1 assisted multifamily property in Cottonwood County, MN with 52 units; 42 Cottonwood, MN units are assisted, 1 Cottonwood, MN properties under project-based Section 8.
538 of the 5,168 housing units in Cottonwood, MN sit vacant. Cottonwood County, MN permitted 0 multifamily units in twelve months; Cottonwood, MN's one-to-four unit structures added 10 units in Cottonwood County, MN.