ZIP 56174 Property Distress & Foreclosure Data

In Cottonwood County, Minnesota, ZIP 56174 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), FEMA disaster exposure (64/100). On the structural side it scores 63/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (54/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 11.2%. Around 31% of renters are cost-burdened. At $81,563, median income runs near typical U.S. levels. The vacancy rate is 8.6%. 420 residents call 56174 home, typically aged 45. The demographic-stress sub-score lands at 22/100. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $104,200 (1.2× income, relatively affordable). 79% of housing is owner-occupied. The ZIP holds roughly 173 housing units.

Overall, 56174 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.