ZIP 56118 Property Distress & Foreclosure Data

Cottonwood County, Minnesota's ZIP 56118 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (63/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), FEMA disaster exposure (64/100). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.8% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 208 housing units. 7.0% of residents fall below the poverty threshold. Median household income is $89,076, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 22% bachelor's-or-above. About 501 people live here, median age 48. Around 50% of renters are cost-burdened. Owners hold 96% of homes, renters 4%. Home values center near $259,600, an affordability ratio of 2.8× — accessible. The vacancy rate is 6.3%.

Net-net, 56118 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.