First Interstate Bank (FDIC #1105): Bank Stress & Real-Estate Credit Exposure

First Interstate Bank (FDIC Cert #1105): bank stress 57/100, moderate, STABLE over 7 days; parent FIRST INTRST BANCSYSTEM.

First Interstate Bank (#1105) lends in 138 counties across 10 states; First Interstate Bank (#1105) reaches 1,951 ZIP codes: Iowa 28 counties, 385 ZIPs; South Dakota 23 counties, 230 ZIPs; Montana 17 counties, 190 ZIPs; Oregon 16 counties, 264 ZIPs; Nebraska 16 counties, 240 ZIPs; Washington 9 counties, 240 ZIPs.

First Interstate Bank (#1105) largest markets: King County, WA (89 branches, 89 ZIPs) (#1105), Spokane County, WA (384 branches, 48 ZIPs) (#1105), El Paso County, CO (94 branches, 47 ZIPs) (#1105), Multnomah County, OR (44 branches, 44 ZIPs) (#1105), Lancaster County, NE (220 branches, 44 ZIPs) (#1105), Weld County, CO (86 branches, 43 ZIPs) (#1105).

First Interstate Bank (#1105) reports $25.79 billion in total assets; First Interstate Bank (#1105) equity $3.25 billion (12.6% of First Interstate Bank (#1105) assets); First Interstate Bank (#1105) domestic deposits $21.73 billion; First Interstate Bank (#1105) net income $158.4 million; First Interstate Bank (#1105) return on assets 1.21%; First Interstate Bank (#1105) return on equity 9.61%; First Interstate Bank (#1105) net interest income $412.5 million; First Interstate Bank (#1105) call report June 30, 2026.

First Interstate Bank (#1105) noncurrent real-estate loans: none reported; First Interstate Bank (#1105) residential -0.09%; First Interstate Bank (#1105) net charge-offs on real estate 0.85%; First Interstate Bank (#1105) multifamily charge-offs 0.07%; First Interstate Bank (#1105) residential charge-offs 0.88%.

First Interstate Bank (#1105) net interest margin 3.55% against an eight-quarter First Interstate Bank (#1105) average of 3.34% (First Interstate Bank (#1105) compression -0.21 points); First Interstate Bank (#1105) non-residential real estate 87.7% of equity; First Interstate Bank (#1105) rate-exposure score 40/100, First Interstate Bank (#1105) fixed-rate trap 40/100; First Interstate Bank (#1105) risk type credit driven; First Interstate Bank (#1105) rate regime rates elevated, First Interstate Bank (#1105) snapshot October 20, 2026.

First Interstate Bank (#1105) stress score moved from 60.1 on June 22, 2026 to 57.2 on October 20, 2026; First Interstate Bank (#1105) ranged 57.2 to 60.1 over 117 snapshots.

First Interstate Bank (#1105) alerts: 38 counties; top First Interstate Bank (#1105) alert scores: Madison County, MT 42 (moderate); Lincoln County, MT 41 (moderate); Missoula County, MT 37 (moderate); Sheridan County, MT 36 (moderate); Bingen County, MT 20 (low).