Arizona Bank Stress by County
Bank stress across Arizona is above the national norm: counties average 66/100, 6th of 52 states.
59 banks lend across 15 Arizona counties.
12 of Arizona's 15 counties score 65+, peaking at 93/100.
Most stressed in Arizona: Santa Cruz County 67/100, Apache County 67/100, Pima County 67/100, Yavapai County 67/100, Gila County 67/100.
13 banks are chartered in Arizona with $208.4 billion in Arizona assets; 3 Arizona banks reported a net loss (Arizona) on the latest call report; 8 banks on Arizona alerts score 70 or higher; 26 Arizona counties carry a bank area-distress alert.
Largest Arizona-chartered banks by assets: Usaa Federal Savings Bank $106.2 billion (stress 83); Western Alliance Bank $98.6 billion (stress 74); Bnc National Bank $1.0 billion (stress 62) in Arizona; Southwest Heritage Bank $892.8 million (stress 59); Goldwater Bank N A $551.9 million (stress 75).
Reading the Arizona bank figures: a Arizona bank's stress score comes from its own Arizona FDIC call report (capital, earnings, Arizona real-estate loan concentration), so 3 loss-making Arizona charters and 8 Arizona banks at 70 or higher are read from Arizona filings directly; the Arizona county pages map each lender's Arizona branches to the Arizona counties it exposes.
Most bank-stressed counties in Arizona
Most-stressed banks operating in Arizona
Complete list: all 50 banks lending in Arizona (A–Z) →
Highest-stress lenders operating in Arizona, scored on their own call-report data.
All 50 banks lending in Arizona, A–Z
Every FDIC-insured bank lending into Arizona real estate that DLRadar scores; Arizona charters since merged or retired are kept as historical AZ profiles.
- Academy Bank National Assn
- Adams Bank&Trust
- Alerus Financial NA
- Armed Forces Bank NA
- Bankers Trust Co
- Bank Of America NA
- Bank Of Colorado
- Banterra Bank
- Beal Bank USA
- Bell Bank
- Bmo Bank National Assn
- Bnc National Bank
- Bokf National Assn
- Busey Bank
- Columbia Bank
- Commerce Bank
- Enterprise Bank&Trust
- Fifth Third Bank NA
- First American Trust FSB
- First-Citizens Bank&Trust Co
- First Fidelity Bank
- First International B&T
- First National Bank Texas
- First Savings Bank
- First Western Bank&Trust
- First Western Trust Bank
- Flagstar Bank National Assn
- Glacier Bank
- Jpmorgan Chase Bank NA
- Ks Statebank
- Midfirst Bank
- Northern Trust Co
- Parkway Bank&Trust Co
- Pnc Bank National Assn
- Southwest Heritage Bank
- Stearns Bank National Assn
- Sunflower Bank National Assn
- Sunwest Bank
- Tradition Capital Bank
- Trustbank
- Umb Bank National Assn
- Unison Bank
- U S Bank National Assn
- Wafd Bank
- Wells Fargo Bank NA
- Western Alliance Bank
- Western Bank
- Western State Bank
- Wilmington Trust NA
- Zions Bcorp N A