Zions Bcorp N A (FDIC #2270): Bank Stress & Real-Estate Credit Exposure
Zions Bcorp N A (FDIC Cert #2270): bank stress 64/100, elevated, STABLE over 7 days.
Zions Bcorp N A (#2270) lends in 112 counties across 11 states; Zions Bcorp N A (#2270) reaches 3,084 ZIP codes: Utah 23 counties, 282 ZIPs; Colorado 17 counties, 276 ZIPs; Idaho 16 counties, 140 ZIPs; Arizona 15 counties, 420 ZIPs; California 14 counties, 1,073 ZIPs; Texas 12 counties, 577 ZIPs.
Zions Bcorp N A (#2270) largest markets: Los Angeles County, CA (5,776 branches, 304 ZIPs) (#2270), Harris County, TX (4,862 branches, 143 ZIPs) (#2270), Maricopa County, AZ (2,240 branches, 140 ZIPs) (#2270), San Diego County, CA (2,436 branches, 116 ZIPs) (#2270), San Bernardino County, CA (400 branches, 100 ZIPs) (#2270), Dallas County, TX (760 branches, 95 ZIPs) (#2270).
Zions Bcorp N A (#2270) reports $89.04 billion in total assets; Zions Bcorp N A (#2270) equity $7.68 billion (8.6% of Zions Bcorp N A (#2270) assets); Zions Bcorp N A (#2270) domestic deposits $76.62 billion; Zions Bcorp N A (#2270) net income $685.7 million; Zions Bcorp N A (#2270) return on assets 1.55%; Zions Bcorp N A (#2270) return on equity 18.57%; Zions Bcorp N A (#2270) net interest income $1.35 billion; Zions Bcorp N A (#2270) call report June 30, 2026.
Zions Bcorp N A (#2270) noncurrent real-estate loans 0.01% of its book; Zions Bcorp N A (#2270) residential 0.03%; Zions Bcorp N A (#2270) net charge-offs on real estate 0.54%; Zions Bcorp N A (#2270) multifamily charge-offs 0.01%; Zions Bcorp N A (#2270) residential charge-offs 0.46%.
Zions Bcorp N A (#2270) net interest margin 3.28% against an eight-quarter Zions Bcorp N A (#2270) average of 3.15% (Zions Bcorp N A (#2270) compression -0.13 points); Zions Bcorp N A (#2270) real-estate loans 1.3% of equity; Zions Bcorp N A (#2270) non-residential real estate 45.7% of equity; Zions Bcorp N A (#2270) rate-exposure score 50/100, Zions Bcorp N A (#2270) fixed-rate trap 50/100; Zions Bcorp N A (#2270) risk type credit driven; Zions Bcorp N A (#2270) rate regime rates elevated, Zions Bcorp N A (#2270) snapshot October 20, 2026.
Zions Bcorp N A (#2270) stress score moved from 74 on June 22, 2026 to 64.5 on October 20, 2026; Zions Bcorp N A (#2270) ranged 64.5 to 74 over 117 snapshots.
Zions Bcorp N A (#2270) alerts: 40 counties; top Zions Bcorp N A (#2270) alert scores: Tooele County, UT 46 (moderate); Washington County, UT 40 (moderate); Broomfield County, UT 23 (low); Blackfoot County, UT 23 (low); Colorado Springs County, UT 23 (low).