Texas Bank Stress by County

Texas reads moderate for bank stress, a 55/100 county average, 51st of 52.

447 banks lend across 250 Texas counties.

37 of Texas's 250 counties score 65+, peaking at 100/100.

Most stressed in Texas: Dickens County 79/100, Stonewall County 79/100, Reeves County 79/100, Nolan County 78/100, Collingsworth County 77/100.

352 banks are chartered in Texas with $804.5 billion in Texas assets; 15 Texas banks reported a net loss (Texas) on the latest call report; 83 banks on Texas alerts score 70 or higher; 709 Texas counties carry a bank area-distress alert.

Largest Texas-chartered banks by assets: Charles Schwab Bank Ssb $250.8 billion (stress 74); Frost Bank $54.0 billion (stress 69); Prosperity Bank $43.9 billion (stress 33) in Texas; Texas Capital Bank $33.6 billion (stress 69); Charles Schwab Premier Bk Ss $26.6 billion (stress 68).

Reading the Texas bank figures: a Texas bank's stress score comes from its own Texas FDIC call report (capital, earnings, Texas real-estate loan concentration), so 15 loss-making Texas charters and 83 Texas banks at 70 or higher are read from Texas filings directly; the Texas county pages map each lender's Texas branches to the Texas counties it exposes.