Texas Regional Bank (FDIC #26906): Bank Stress & Real-Estate Credit Exposure
Texas Regional Bank (FDIC Cert #26906): bank stress 87/100, severe, STABLE over 7 days; parent TEXAS STATE BANKSHARES INC.
Texas Regional Bank (#26906) lends in 18 counties across 1 state; Texas Regional Bank (#26906) reaches 615 ZIP codes: Texas 18 counties, 615 ZIPs.
Texas Regional Bank (#26906) largest markets: Harris County, TX (286 branches, 143 ZIPs) (#26906), Dallas County, TX (190 branches, 95 ZIPs) (#26906), Bexar County, TX (78 branches, 78 ZIPs) (#26906), Tarrant County, TX (76 branches, 76 ZIPs) (#26906), Travis County, TX (126 branches, 63 ZIPs) (#26906), Denton County, TX (120 branches, 40 ZIPs) (#26906).
Texas Regional Bank (#26906) reports $2.95 billion in total assets; Texas Regional Bank (#26906) equity $271.2 million (9.2% of Texas Regional Bank (#26906) assets); Texas Regional Bank (#26906) domestic deposits $2.48 billion; Texas Regional Bank (#26906) net income $4.4 million; Texas Regional Bank (#26906) return on assets 0.30%; Texas Regional Bank (#26906) return on equity 3.26%; Texas Regional Bank (#26906) net interest income $48.0 million; Texas Regional Bank (#26906) call report June 30, 2026.
Texas Regional Bank (#26906) noncurrent real-estate loans: none reported; Texas Regional Bank (#26906) net charge-offs on real estate 0.06%.
Texas Regional Bank (#26906) net interest margin 3.68% against an eight-quarter Texas Regional Bank (#26906) average of 3.46% (Texas Regional Bank (#26906) compression -0.22 points); Texas Regional Bank (#26906) real-estate loans 0.4% of equity; Texas Regional Bank (#26906) rate-exposure score 40/100, Texas Regional Bank (#26906) fixed-rate trap 40/100; Texas Regional Bank (#26906) risk type credit driven; Texas Regional Bank (#26906) rate regime rates elevated, Texas Regional Bank (#26906) snapshot October 20, 2026.
Texas Regional Bank (#26906) stress score moved from 92.4 on June 22, 2026 to 87.4 on October 20, 2026; Texas Regional Bank (#26906) ranged 87.4 to 92.4 over 117 snapshots.
Texas Regional Bank (#26906) alerts: 18 counties; top Texas Regional Bank (#26906) alert scores: Dallas County, TX 41 (moderate); Houston County, TX 30 (low); Austin County, TX 25 (low); Boerne County, TX 25 (low); Falfurrias County, TX 25 (low).