First Nb Of Trinity (FDIC #5559): Bank Stress & Real-Estate Credit Exposure

First Nb Of Trinity (FDIC Cert #5559): bank stress 85/100, severe, STABLE over 7 days.

First Nb Of Trinity (#5559) lends in 3 counties across 1 state; First Nb Of Trinity (#5559) reaches 25 ZIP codes: Texas 3 counties, 25 ZIPs.

First Nb Of Trinity (#5559) largest markets: Walker County, TX (11 branches, 11 ZIPs) (#5559), Trinity County, TX (8 branches, 8 ZIPs) (#5559), Marion County, TX (7 branches, 7 ZIPs) (#5559).

First Nb Of Trinity (#5559) reports $92.8 million in total assets; First Nb Of Trinity (#5559) equity $5.8 million (6.2% of First Nb Of Trinity (#5559) assets); First Nb Of Trinity (#5559) domestic deposits $86.0 million; First Nb Of Trinity (#5559) net income $388,000; First Nb Of Trinity (#5559) return on assets 0.83%; First Nb Of Trinity (#5559) return on equity 12.95%; First Nb Of Trinity (#5559) net interest income $1.9 million; First Nb Of Trinity (#5559) call report June 30, 2026.

First Nb Of Trinity (#5559) noncurrent real-estate loans: none reported; First Nb Of Trinity (#5559) net charge-offs on real estate 0.00%.

First Nb Of Trinity (#5559) net interest margin 4.33% against an eight-quarter First Nb Of Trinity (#5559) average of 4.04% (First Nb Of Trinity (#5559) compression -0.28 points); First Nb Of Trinity (#5559) rate-exposure score 40/100, First Nb Of Trinity (#5559) fixed-rate trap 40/100; First Nb Of Trinity (#5559) risk type credit driven; First Nb Of Trinity (#5559) rate regime rates elevated, First Nb Of Trinity (#5559) snapshot October 20, 2026.

First Nb Of Trinity (#5559) stress score moved from 84.4 on June 22, 2026 to 84.6 on October 20, 2026; First Nb Of Trinity (#5559) ranged 84.4 to 84.6 over 117 snapshots.

First Nb Of Trinity (#5559) alerts: 3 counties; top First Nb Of Trinity (#5559) alert scores: Trinity County, TX 42 (moderate); Jefferson County, TX 39 (moderate); Riverside County, TX 26 (low).