Trusttexas Bank SSB (FDIC #28515): Bank Stress & Real-Estate Credit Exposure
Trusttexas Bank SSB (FDIC Cert #28515): bank stress 96/100, severe, STABLE over 7 days; parent TRUSTTEXAS MUTUAL HOLDING CO.
Trusttexas Bank SSB (#28515) lends in 4 counties across 1 state; Trusttexas Bank SSB (#28515) reaches 43 ZIP codes: Texas 4 counties, 43 ZIPs.
Trusttexas Bank SSB (#28515) largest markets: Comal County, TX (14 branches, 14 ZIPs) (#28515), Hays County, TX (14 branches, 14 ZIPs) (#28515), Victoria County, TX (24 branches, 12 ZIPs) (#28515), Dewitt County, TX (18 branches, 9 ZIPs) (#28515).
Trusttexas Bank SSB (#28515) reports $393.5 million in total assets; Trusttexas Bank SSB (#28515) equity $5.8 million (1.5% of Trusttexas Bank SSB (#28515) assets); Trusttexas Bank SSB (#28515) domestic deposits $384.8 million; Trusttexas Bank SSB (#28515) net income $463,000; Trusttexas Bank SSB (#28515) return on assets 0.24%; Trusttexas Bank SSB (#28515) return on equity 21.97%; Trusttexas Bank SSB (#28515) net interest income $4.9 million; Trusttexas Bank SSB (#28515) call report June 30, 2026.
Trusttexas Bank SSB (#28515) noncurrent real-estate loans: none reported; Trusttexas Bank SSB (#28515) net charge-offs on real estate 0.66%; Trusttexas Bank SSB (#28515) residential charge-offs 0.79%.
Trusttexas Bank SSB (#28515) net interest margin 2.71% against an eight-quarter Trusttexas Bank SSB (#28515) average of 2.43% (Trusttexas Bank SSB (#28515) compression -0.28 points); Trusttexas Bank SSB (#28515) non-residential real estate 78.8% of equity; Trusttexas Bank SSB (#28515) rate-exposure score 40/100, Trusttexas Bank SSB (#28515) fixed-rate trap 40/100; Trusttexas Bank SSB (#28515) risk type credit driven; Trusttexas Bank SSB (#28515) rate regime rates elevated, Trusttexas Bank SSB (#28515) snapshot October 20, 2026.
Trusttexas Bank SSB (#28515) stress score moved from 95.7 on June 22, 2026 to 96.3 on October 20, 2026; Trusttexas Bank SSB (#28515) ranged 95.7 to 96.3 over 117 snapshots.
Trusttexas Bank SSB (#28515) alerts: 4 counties; top Trusttexas Bank SSB (#28515) alert scores: Victoria County, TX 44 (moderate); Kyle County, TX 31 (low); New Braunfels County, TX 31 (low); Yorktown County, TX 31 (low).