Bank Of America NA (FDIC #3510): Bank Stress & Real-Estate Credit Exposure
Bank Of America NA (FDIC Cert #3510): bank stress 71/100, elevated, STABLE over 7 days; parent BANK OF AMERICA CORP.
Bank Of America NA (#3510) lends in 435 counties across 38 states; Bank Of America NA (#3510) reaches 11,426 ZIP codes: California 39 counties, 1,568 ZIPs; Florida 38 counties, 884 ZIPs; Texas 37 counties, 976 ZIPs; Georgia 32 counties, 331 ZIPs; Virginia 30 counties, 274 ZIPs; North Carolina 27 counties, 420 ZIPs.
Bank Of America NA (#3510) largest markets: Los Angeles County, CA (60,192 branches, 304 ZIPs) (#3510), Cook County, IL (14,418 branches, 178 ZIPs) (#3510), Harris County, TX (10,296 branches, 143 ZIPs) (#3510), Maricopa County, AZ (10,640 branches, 140 ZIPs) (#3510), Allegheny County, PA (1,666 branches, 119 ZIPs) (#3510), San Diego County, CA (6,612 branches, 116 ZIPs) (#3510).
Bank Of America NA (#3510) reports $2654.64 billion in total assets; Bank Of America NA (#3510) equity $240.79 billion (9.1% of Bank Of America NA (#3510) assets); Bank Of America NA (#3510) domestic deposits $1983.48 billion; Bank Of America NA (#3510) net income $14.95 billion; Bank Of America NA (#3510) return on assets 1.13%; Bank Of America NA (#3510) return on equity 12.31%; Bank Of America NA (#3510) net interest income $30.38 billion; Bank Of America NA (#3510) call report June 30, 2026.
Bank Of America NA (#3510) noncurrent real-estate loans 0.03% of its book; Bank Of America NA (#3510) commercial real estate -0.01%; Bank Of America NA (#3510) multifamily 0.02%; Bank Of America NA (#3510) residential 0.19%; Bank Of America NA (#3510) net charge-offs on real estate 1.21%; Bank Of America NA (#3510) commercial charge-offs 1.12%; Bank Of America NA (#3510) multifamily charge-offs 0.25%; Bank Of America NA (#3510) residential charge-offs 1.96%.
Bank Of America NA (#3510) net interest margin 2.53% against an eight-quarter Bank Of America NA (#3510) average of 2.49% (Bank Of America NA (#3510) compression -0.04 points); Bank Of America NA (#3510) real-estate loans 3.3% of equity; Bank Of America NA (#3510) commercial real estate 111.8% of equity; Bank Of America NA (#3510) non-residential real estate 196.1% of equity; Bank Of America NA (#3510) rate-exposure score 61/100, Bank Of America NA (#3510) fixed-rate trap 61/100; Bank Of America NA (#3510) risk type credit driven; Bank Of America NA (#3510) rate regime rates elevated; Bank Of America NA (#3510) shares 7.2% below the 52-week high, Bank Of America NA (#3510) equity trend stable, Bank Of America NA (#3510) snapshot October 19, 2026.
Bank Of America NA (#3510) stress score moved from 70.1 on June 22, 2026 to 71.3 on October 19, 2026; Bank Of America NA (#3510) ranged 70.1 to 71.3 over 116 snapshots.
Bank Of America NA (#3510) alerts: 34 counties; top Bank Of America NA (#3510) alert scores: Washington County, NC 51 (elevated); Northampton County, NC 51 (elevated); Warren County, NC 43 (moderate); Camden County, NC 42 (moderate); Wayne County, NC 41 (moderate).