North Carolina Bank Stress by County
North Carolina reads above the national norm for bank stress, a 60/100 county average, 32nd of 52.
86 banks lend across 98 North Carolina counties.
18 of North Carolina's 98 counties score 65+, peaking at 95/100.
Most stressed in North Carolina: Greene County 71/100, Alexander County 71/100, Pamlico County 70/100, Northampton County 69/100, Washington County 69/100.
39 banks are chartered in North Carolina with $3501.5 billion in North Carolina assets; 3 North Carolina banks reported a net loss (North Carolina) on the latest call report; 12 banks on North Carolina alerts score 70 or higher; 757 North Carolina counties carry a bank area-distress alert.
Largest North Carolina-chartered banks by assets: Bank Of America Na $2654.6 billion (stress 71); Truist Bank $548.3 billion (stress 62); First-Citizens Bank&Trust Co $236.3 billion (stress 71) in North Carolina; Live Oak Banking Co $16.0 billion (stress 80); First Bank $13.0 billion (stress 47).
Reading the North Carolina bank figures: a North Carolina bank's stress score comes from its own North Carolina FDIC call report (capital, earnings, North Carolina real-estate loan concentration), so 3 loss-making North Carolina charters and 12 North Carolina banks at 70 or higher are read from North Carolina filings directly; the North Carolina county pages map each lender's North Carolina branches to the North Carolina counties it exposes.
Most bank-stressed counties in North Carolina
Most-stressed banks operating in North Carolina
Complete list: all 66 banks lending in North Carolina (A–Z) →
Ranked by stress score: the banks with the largest North Carolina footprint under the most pressure.
All 66 banks lending in North Carolina, A–Z
Every FDIC-insured bank lending into North Carolina real estate that DLRadar scores; North Carolina charters since merged or retired are kept as historical NC profiles.
- Ameris Bank
- Amg National Trust Bank
- Atlantic Union Bank
- Banc Of California
- Bank Of America NA
- Bank Of Tennessee
- Bank Ozk
- Benchmark Community Bank
- Blue Ridge Bank NA
- Capital Bank National Assn
- Carter Bank&Trust
- Citizens Bank
- Coastal Carolina Nb
- Commercial Bank
- Davidson Trust Co
- Encore Bank
- Farmers&Merchants Bank
- Fidelity Bank
- Fifth Third Bank NA
- First Bank
- First Bank
- First Bank&Trust Co
- First Capital Bank
- First Carolina Bank
- First-Citizens Bank&Trust Co
- First Community Bank
- First Federal Bank
- First Horizon Bank
- First Nb Of Pennsylvania
- Flagstar Bank National Assn
- Fsnb National Assn
- Hometrust Bank
- Huntington National Bank
- Jpmorgan Chase Bank NA
- Ks Bank Inc
- Lumbee Guaranty Bank
- Mechanics&Farmers Bank
- Movement Bank
- Nantahala Bank&Trust Co
- New Peoples Bank Inc
- Oakworth Capital Bank
- Old National Bank
- Paragon Bank
- Park National Bank
- Peoples Bank
- Piedmont FSB
- Pinnacle Bank
- Pnc Bank National Assn
- Providence Bank
- Regions Bank
- Select Bank
- Servisfirst Bank
- Skyline National Bank
- Southern Bank&Trust Co
- Southern First Bank
- Southstate Bank NA
- Td Bank National Assn
- Townebank
- Truist Bank
- Trupoint Bank
- United Bank
- United Community Bank
- U S Bank National Assn
- Uwharrie Bank
- Wells Fargo Bank NA
- Woodforest National Bank