Uwharrie Bank (FDIC #24919): Bank Stress & Real-Estate Credit Exposure
Uwharrie Bank (FDIC Cert #24919): bank stress 70/100, elevated, STABLE over 7 days; parent UWHARRIE CAPITAL CORP (UWHR).
Uwharrie Bank (#24919) lends in 4 counties across 1 state; Uwharrie Bank (#24919) reaches 61 ZIP codes: North Carolina 4 counties, 61 ZIPs.
Uwharrie Bank (#24919) largest markets: Mecklenburg County, NC (37 branches, 37 ZIPs) (#24919), Cabarrus County, NC (32 branches, 16 ZIPs) (#24919), Stanly County, NC (72 branches, 12 ZIPs) (#24919), Anson County, NC (8 branches, 8 ZIPs) (#24919).
Uwharrie Bank (#24919) reports $1.22 billion in total assets; Uwharrie Bank (#24919) equity $106.8 million (8.8% of Uwharrie Bank (#24919) assets); Uwharrie Bank (#24919) domestic deposits $1.10 billion; Uwharrie Bank (#24919) net income $7.7 million; Uwharrie Bank (#24919) return on assets 1.26%; Uwharrie Bank (#24919) return on equity 14.97%; Uwharrie Bank (#24919) net interest income $20.7 million; Uwharrie Bank (#24919) call report June 30, 2026.
Uwharrie Bank (#24919) noncurrent real-estate loans: none reported; Uwharrie Bank (#24919) net charge-offs on real estate 0.13%.
Uwharrie Bank (#24919) net interest margin 3.57% against an eight-quarter Uwharrie Bank (#24919) average of 3.54% (Uwharrie Bank (#24919) compression -0.03 points); Uwharrie Bank (#24919) rate-exposure score 40/100, Uwharrie Bank (#24919) fixed-rate trap 40/100; Uwharrie Bank (#24919) risk type credit driven; Uwharrie Bank (#24919) rate regime rates elevated; Uwharrie Bank (#24919) shares 5.3% below the 52-week high, Uwharrie Bank (#24919) equity trend stable, Uwharrie Bank (#24919) snapshot October 19, 2026.
Uwharrie Bank (#24919) stress score moved from 72.9 on June 22, 2026 to 69.7 on October 19, 2026; Uwharrie Bank (#24919) ranged 69.7 to 72.9 over 116 snapshots.
Uwharrie Bank (#24919) alerts: 4 counties; top Uwharrie Bank (#24919) alert scores: Charlotte County, NC 24 (low); Mount Pleasant County, NC 24 (low); Oakboro County, NC 24 (low); Wadesboro County, NC 24 (low).