Ks Bank Inc (FDIC #29771): Bank Stress & Real-Estate Credit Exposure
Ks Bank Inc (FDIC Cert #29771): bank stress 69/100, elevated, STABLE over 7 days; parent KS BCORP INC.
Ks Bank Inc (#29771) lends in 6 counties across 1 state; Ks Bank Inc (#29771) reaches 97 ZIP codes: North Carolina 6 counties, 97 ZIPs.
Ks Bank Inc (#29771) largest markets: Wake County, NC (82 branches, 41 ZIPs) (#29771), Johnston County, NC (132 branches, 22 ZIPs) (#29771), Harnett County, NC (18 branches, 18 ZIPs) (#29771), Wilson County, NC (17 branches, 17 ZIPs) (#29771), Nash County, NC (15 branches, 15 ZIPs) (#29771), Wayne County, NC (15 branches, 15 ZIPs) (#29771).
Ks Bank Inc (#29771) reports $874.5 million in total assets; Ks Bank Inc (#29771) equity $73.5 million (8.4% of Ks Bank Inc (#29771) assets); Ks Bank Inc (#29771) domestic deposits $785.2 million; Ks Bank Inc (#29771) net income $5.7 million; Ks Bank Inc (#29771) return on assets 1.33%; Ks Bank Inc (#29771) return on equity 16.60%; Ks Bank Inc (#29771) net interest income $16.4 million; Ks Bank Inc (#29771) call report June 30, 2026.
Ks Bank Inc (#29771) noncurrent real-estate loans: none reported; Ks Bank Inc (#29771) commercial real estate 1309.09%; Ks Bank Inc (#29771) net charge-offs on real estate 0.05%.
Ks Bank Inc (#29771) net interest margin 3.98% against an eight-quarter Ks Bank Inc (#29771) average of 3.88% (Ks Bank Inc (#29771) compression -0.10 points); Ks Bank Inc (#29771) rate-exposure score 40/100, Ks Bank Inc (#29771) fixed-rate trap 40/100; Ks Bank Inc (#29771) risk type credit driven; Ks Bank Inc (#29771) rate regime rates elevated, Ks Bank Inc (#29771) snapshot October 19, 2026.
Ks Bank Inc (#29771) stress score moved from 71.7 on June 22, 2026 to 69.5 on October 20, 2026; Ks Bank Inc (#29771) ranged 69.5 to 71.7 over 117 snapshots.
Ks Bank Inc (#29771) alerts: 6 counties; top Ks Bank Inc (#29771) alert scores: Wilson County, NC 41 (moderate); Bailey County, NC 24 (low); Dunn County, NC 24 (low); Goldsboro County, NC 24 (low); Smithfield County, NC 24 (low).