Skyline National Bank (FDIC #6861): Bank Stress & Real-Estate Credit Exposure
Skyline National Bank (FDIC Cert #6861): bank stress 65/100, elevated, STABLE over 7 days; parent SKYLINE BANKSHARES INC.
Skyline National Bank (#6861) lends in 19 counties across 3 states; Skyline National Bank (#6861) reaches 147 ZIP codes: Virginia 10 counties, 72 ZIPs; North Carolina 8 counties, 71 ZIPs; Tennessee 1 county, 5 ZIPs.
Skyline National Bank (#6861) largest markets: Wilkes County, NC (23 branches, 23 ZIPs) (#6861), Carroll County, VA (34 branches, 17 ZIPs) (#6861), Roanoke County, VA (14 branches, 14 ZIPs) (#6861), Catawba County, NC (28 branches, 14 ZIPs) (#6861), Patrick County, VA (14 branches, 14 ZIPs) (#6861), Ashe County, NC (13 branches, 13 ZIPs) (#6861).
Skyline National Bank (#6861) reports $1.33 billion in total assets; Skyline National Bank (#6861) equity $115.1 million (8.6% of Skyline National Bank (#6861) assets); Skyline National Bank (#6861) domestic deposits $1.18 billion; Skyline National Bank (#6861) net income $9.9 million; Skyline National Bank (#6861) return on assets 1.51%; Skyline National Bank (#6861) return on equity 17.83%; Skyline National Bank (#6861) net interest income $27.7 million; Skyline National Bank (#6861) call report June 30, 2026.
Skyline National Bank (#6861) noncurrent real-estate loans: none reported; Skyline National Bank (#6861) net charge-offs on real estate 0.35%; Skyline National Bank (#6861) residential charge-offs 0.01%.
Skyline National Bank (#6861) net interest margin 4.67% against an eight-quarter Skyline National Bank (#6861) average of 4.28% (Skyline National Bank (#6861) compression -0.39 points); Skyline National Bank (#6861) non-residential real estate 0.7% of equity; Skyline National Bank (#6861) rate-exposure score 40/100, Skyline National Bank (#6861) fixed-rate trap 40/100; Skyline National Bank (#6861) risk type credit driven; Skyline National Bank (#6861) rate regime rates elevated, Skyline National Bank (#6861) snapshot October 19, 2026.
Skyline National Bank (#6861) stress score moved from 65.9 on June 22, 2026 to 65.2 on October 19, 2026; Skyline National Bank (#6861) ranged 65.2 to 65.9 over 116 snapshots.
Skyline National Bank (#6861) alerts: 18 counties; top Skyline National Bank (#6861) alert scores: Galax County, VA 47 (moderate); Radford County, VA 41 (moderate); Roanoke County, VA 41 (moderate); Boone County, VA 23 (low); Christiansburg County, VA 23 (low).