Tennessee Bank Stress by County

Bank stress across Tennessee is above the national norm: counties average 60/100, 32nd of 52 states.

165 banks lend across 95 Tennessee counties.

26 of Tennessee's 95 counties score 65+, peaking at 94/100.

Most stressed in Tennessee: Decatur County 76/100, Mcnairy County 76/100, Pickett County 75/100, Hardin County 74/100, Hancock County 72/100.

109 banks are chartered in Tennessee with $317.7 billion in Tennessee assets; 3 Tennessee banks reported a net loss (Tennessee) on the latest call report; 47 banks on Tennessee alerts score 70 or higher; 308 Tennessee counties carry a bank area-distress alert.

Largest Tennessee-chartered banks by assets: Pinnacle Bank $128.8 billion (stress 64); First Horizon Bank $84.1 billion (stress 58); Firstbank $16.8 billion (stress 55) in Tennessee; Smartbank $6.1 billion (stress 65); Wilson Bank&Trust $6.0 billion (stress 61).

Reading the Tennessee bank figures: a Tennessee bank's stress score comes from its own Tennessee FDIC call report (capital, earnings, Tennessee real-estate loan concentration), so 3 loss-making Tennessee charters and 47 Tennessee banks at 70 or higher are read from Tennessee filings directly; the Tennessee county pages map each lender's Tennessee branches to the Tennessee counties it exposes.