First Century Bank (FDIC #1700): Bank Stress & Real-Estate Credit Exposure
First Century Bank (FDIC Cert #1700): bank stress 60/100, elevated, STABLE over 7 days; parent CLAIBORNE HOLDING CO INC.
First Century Bank (#1700) lends in 5 counties across 1 state; First Century Bank (#1700) reaches 59 ZIP codes: Tennessee 5 counties, 59 ZIPs.
First Century Bank (#1700) largest markets: Knox County, TN (124 branches, 31 ZIPs) (#1700), Blount County, TN (13 branches, 13 ZIPs) (#1700), Claiborne County, TN (55 branches, 11 ZIPs) (#1700), Union County, TN (11 branches, 11 ZIPs) (#1700), Hancock County, TN (5 branches, 5 ZIPs) (#1700).
First Century Bank (#1700) reports $809.8 million in total assets; First Century Bank (#1700) equity $74.4 million (9.2% of First Century Bank (#1700) assets); First Century Bank (#1700) domestic deposits $722.3 million; First Century Bank (#1700) net income $6.6 million; First Century Bank (#1700) return on assets 1.69%; First Century Bank (#1700) return on equity 18.38%; First Century Bank (#1700) net interest income $16.1 million; First Century Bank (#1700) call report June 30, 2026.
First Century Bank (#1700) noncurrent real-estate loans: none reported; First Century Bank (#1700) net charge-offs on real estate 0.07%.
First Century Bank (#1700) net interest margin 4.33% against an eight-quarter First Century Bank (#1700) average of 3.96% (First Century Bank (#1700) compression -0.38 points); First Century Bank (#1700) rate-exposure score 40/100, First Century Bank (#1700) fixed-rate trap 40/100; First Century Bank (#1700) risk type credit driven; First Century Bank (#1700) rate regime rates elevated, First Century Bank (#1700) snapshot October 19, 2026.
First Century Bank (#1700) stress score moved from 58.4 on June 22, 2026 to 59.6 on October 19, 2026; First Century Bank (#1700) ranged 58.4 to 59.6 over 116 snapshots.
First Century Bank (#1700) alerts: 5 counties; top First Century Bank (#1700) alert scores: Maryville County, TN 21 (low); Maynardville County, TN 21 (low); Powell County, TN 21 (low); Sneedville County, TN 21 (low); Tazewell County, TN 21 (low).