Builtwell Bank (FDIC #10307): Bank Stress & Real-Estate Credit Exposure
Builtwell Bank (FDIC Cert #10307): bank stress 42/100, contained, STABLE over 7 days; parent BUILTWELL BCORP INC.
Builtwell Bank (#10307) lends in 14 counties across 2 states; Builtwell Bank (#10307) reaches 163 ZIP codes: Tennessee 10 counties, 137 ZIPs; Georgia 4 counties, 27 ZIPs.
Builtwell Bank (#10307) largest markets: Hamilton County, TN (192 branches, 32 ZIPs) (#10307), Knox County, TN (31 branches, 31 ZIPs) (#10307), Walker County, GA (14 branches, 14 ZIPs) (#10307), Polk County, TN (26 branches, 13 ZIPs) (#10307), Marion County, TN (36 branches, 12 ZIPs) (#10307), Mcminn County, TN (12 branches, 12 ZIPs) (#10307).
Builtwell Bank (#10307) reports $2.28 billion in total assets; Builtwell Bank (#10307) equity $274.9 million (12.0% of Builtwell Bank (#10307) assets); Builtwell Bank (#10307) domestic deposits $1.99 billion; Builtwell Bank (#10307) net income $23.8 million; Builtwell Bank (#10307) return on assets 2.07%; Builtwell Bank (#10307) return on equity 18.04%; Builtwell Bank (#10307) net interest income $51.1 million; Builtwell Bank (#10307) call report June 30, 2026.
Builtwell Bank (#10307) noncurrent real-estate loans: none reported; Builtwell Bank (#10307) residential -0.13%; Builtwell Bank (#10307) net charge-offs on real estate 0.48%; Builtwell Bank (#10307) residential charge-offs 0.38%.
Builtwell Bank (#10307) net interest margin 4.80% against an eight-quarter Builtwell Bank (#10307) average of 4.88% (Builtwell Bank (#10307) compression 0.08 points); Builtwell Bank (#10307) non-residential real estate 37.7% of equity; Builtwell Bank (#10307) rate-exposure score 40/100, Builtwell Bank (#10307) fixed-rate trap 40/100; Builtwell Bank (#10307) risk type credit driven; Builtwell Bank (#10307) rate regime rates elevated, Builtwell Bank (#10307) snapshot October 19, 2026.
Builtwell Bank (#10307) stress score moved from 43.5 on June 22, 2026 to 42 on October 19, 2026; Builtwell Bank (#10307) ranged 42 to 43.5 over 116 snapshots.
Builtwell Bank (#10307) alerts: 14 counties; top Builtwell Bank (#10307) alert scores: Calhoun County, TN 17 (low); Cleveland County, TN 17 (low); Dalton County, TN 17 (low); Etowah County, TN 17 (low); Jamestown County, TN 17 (low).