Georgia Bank Stress by County

Bank stress across Georgia is moderate: counties average 56/100, 49th of 52 states.

179 banks lend across 156 Georgia counties.

17 of Georgia's 156 counties score 65+, peaking at 100/100.

Most stressed in Georgia: Glascock County 96/100, Randolph County 86/100, Talbot County 82/100, Wilcox County 80/100, Berrien County 80/100.

125 banks are chartered in Georgia with $104.8 billion in Georgia assets; 5 Georgia banks reported a net loss (Georgia) on the latest call report; 27 banks on Georgia alerts score 70 or higher; 213 Georgia counties carry a bank area-distress alert.

Largest Georgia-chartered banks by assets: Ameris Bank $28.4 billion (stress 51); Rbc Bank Georgia Na $9.6 billion (stress 41); Metro City Bank $4.5 billion (stress 46) in Georgia; Vallant Bank $4.0 billion (stress 56); Colony Bank $3.6 billion (stress 65).

Reading the Georgia bank figures: a Georgia bank's stress score comes from its own Georgia FDIC call report (capital, earnings, Georgia real-estate loan concentration), so 5 loss-making Georgia charters and 27 Georgia banks at 70 or higher are read from Georgia filings directly; the Georgia county pages map each lender's Georgia branches to the Georgia counties it exposes.