Peoples Bank Of East Tn (FDIC #34517): Bank Stress & Real-Estate Credit Exposure
Peoples Bank Of East Tn (FDIC Cert #34517): bank stress 60/100, elevated, STABLE over 7 days; parent PEOPLES BANCSHARES OF TN INC.
Peoples Bank Of East Tn (#34517) lends in 6 counties across 2 states; Peoples Bank Of East Tn (#34517) reaches 50 ZIP codes: Tennessee 5 counties, 42 ZIPs; Georgia 1 county, 8 ZIPs.
Peoples Bank Of East Tn (#34517) largest markets: Blount County, TN (13 branches, 13 ZIPs) (#34517), Polk County, TN (13 branches, 13 ZIPs) (#34517), Mcminn County, TN (12 branches, 12 ZIPs) (#34517), Loudon County, TN (9 branches, 9 ZIPs) (#34517), Monroe County, TN (45 branches, 9 ZIPs) (#34517), Fannin County, GA (8 branches, 8 ZIPs) (#34517).
Peoples Bank Of East Tn (#34517) reports $456.1 million in total assets; Peoples Bank Of East Tn (#34517) equity $45.3 million (9.9% of Peoples Bank Of East Tn (#34517) assets); Peoples Bank Of East Tn (#34517) domestic deposits $407.2 million; Peoples Bank Of East Tn (#34517) net income $3.4 million; Peoples Bank Of East Tn (#34517) return on assets 1.53%; Peoples Bank Of East Tn (#34517) return on equity 15.73%; Peoples Bank Of East Tn (#34517) net interest income $10.8 million; Peoples Bank Of East Tn (#34517) call report June 30, 2026.
Peoples Bank Of East Tn (#34517) noncurrent real-estate loans 0.04% of its book; Peoples Bank Of East Tn (#34517) net charge-offs on real estate 0.31%; Peoples Bank Of East Tn (#34517) residential charge-offs 0.15%.
Peoples Bank Of East Tn (#34517) net interest margin 5.09% against an eight-quarter Peoples Bank Of East Tn (#34517) average of 4.88% (Peoples Bank Of East Tn (#34517) compression -0.21 points); Peoples Bank Of East Tn (#34517) real-estate loans 3.7% of equity; Peoples Bank Of East Tn (#34517) non-residential real estate 14.6% of equity; Peoples Bank Of East Tn (#34517) rate-exposure score 40/100, Peoples Bank Of East Tn (#34517) fixed-rate trap 40/100; Peoples Bank Of East Tn (#34517) risk type credit driven; Peoples Bank Of East Tn (#34517) rate regime rates elevated, Peoples Bank Of East Tn (#34517) snapshot October 19, 2026.
Peoples Bank Of East Tn (#34517) stress score moved from 62.5 on June 22, 2026 to 60.3 on October 19, 2026; Peoples Bank Of East Tn (#34517) ranged 60.3 to 62.5 over 116 snapshots.
Peoples Bank Of East Tn (#34517) alerts: 6 counties; top Peoples Bank Of East Tn (#34517) alert scores: Loudon County, TN 36 (moderate); Athens County, TN 21 (low); Ducktown County, TN 21 (low); Maryville County, TN 21 (low); Mccaysville County, TN 21 (low).