Renasant Bank (FDIC #12437): Bank Stress & Real-Estate Credit Exposure

Renasant Bank (FDIC Cert #12437): bank stress 43/100, contained, STABLE over 7 days; parent RENASANT CORP (RNST).

Renasant Bank (#12437) lends in 121 counties across 6 states; Renasant Bank (#12437) reaches 1,439 ZIP codes: Georgia 42 counties, 370 ZIPs; Mississippi 36 counties, 257 ZIPs; Alabama 13 counties, 293 ZIPs; Florida 12 counties, 243 ZIPs; Louisiana 10 counties, 118 ZIPs; Tennessee 8 counties, 159 ZIPs.

Renasant Bank (#12437) largest markets: Jefferson County, AL (128 branches, 64 ZIPs) (#12437), Hillsborough County, FL (58 branches, 58 ZIPs) (#12437), Fulton County, GA (240 branches, 48 ZIPs) (#12437), Shelby County, TN (246 branches, 41 ZIPs) (#12437), Mobile County, AL (273 branches, 39 ZIPs) (#12437), Duval County, FL (76 branches, 38 ZIPs) (#12437).

Renasant Bank (#12437) reports $26.99 billion in total assets; Renasant Bank (#12437) equity $4.16 billion (15.4% of Renasant Bank (#12437) assets); Renasant Bank (#12437) domestic deposits $22.17 billion; Renasant Bank (#12437) net income $188.2 million; Renasant Bank (#12437) return on assets 1.40%; Renasant Bank (#12437) return on equity 9.17%; Renasant Bank (#12437) net interest income $466.3 million; Renasant Bank (#12437) call report June 30, 2026.

Renasant Bank (#12437) noncurrent real-estate loans 0.02% of its book; Renasant Bank (#12437) multifamily 0.03%; Renasant Bank (#12437) residential 0.02%; Renasant Bank (#12437) net charge-offs on real estate 0.86%; Renasant Bank (#12437) multifamily charge-offs 0.10%; Renasant Bank (#12437) residential charge-offs 0.80%.

Renasant Bank (#12437) net interest margin 3.97% against an eight-quarter Renasant Bank (#12437) average of 3.83% (Renasant Bank (#12437) compression -0.13 points); Renasant Bank (#12437) real-estate loans 2.1% of equity; Renasant Bank (#12437) non-residential real estate 79.9% of equity; Renasant Bank (#12437) rate-exposure score 40/100, Renasant Bank (#12437) fixed-rate trap 40/100; Renasant Bank (#12437) risk type market signal; Renasant Bank (#12437) rate regime rates elevated; Renasant Bank (#12437) shares 9.4% below the 52-week high, Renasant Bank (#12437) equity trend weakening, Renasant Bank (#12437) snapshot October 19, 2026.

Renasant Bank (#12437) stress score moved from 43 on June 22, 2026 to 43.5 on October 19, 2026; Renasant Bank (#12437) ranged 43 to 43.5 over 116 snapshots.

Renasant Bank (#12437) alerts: 38 counties; top Renasant Bank (#12437) alert scores: Jackson County, MS 44 (moderate); Newton County, MS 42 (moderate); Montgomery County, MS 39 (moderate); Pontotoc County, MS 38 (moderate); Grenada County, MS 33 (low).