Louisiana Bank Stress by County

Average county bank stress in Louisiana runs 58/100 — moderate but building, #35 nationally. It gauges the financial pressure on local lenders — the upstream force that stalls refinances and surfaces forced sales later.

The Louisiana readings update as fresh FDIC call reports post each quarter, so the state's 58/100 average and county ranking track the current credit cycle rather than a dated snapshot of the banking sector.

In Louisiana, the lender signal is aligned with parcel-level foreclosure, lien and ownership data, so credit pressure and physical distress can be read on one timeline rather than guessed at separately.

For acquisition work the chain is simple: Louisiana lenders tighten, borrowers cannot refinance, and properties reach the market under pressure. That is what makes it an early indicator rather than a lagging one.

122 lenders across 64 Louisiana counties are scored on call-report data and local footprint.

Lender strain peaks in St. Helena County (83/100) among Louisiana markets. See every Louisiana county below, sorted by lender pressure.

The practical read for Louisiana: a moderate but building lending environment concentrates risk in specific counties, and those are where DLRadar expects distressed supply to form before the wider market notices.

In 10 of its counties Louisiana shows high bank stress (65+), with a 93/100 peak.

Every county in the country gets the same FDIC-derived score, wired to real foreclosure and ownership records. That gives Louisiana buyers an early, auditable read on supply, each number from public federal data.