Bank Of Coushatta: Bank Stress & Real-Estate Credit Exposure

At 87/100, Bank Of Coushatta's DLRadar bank-stress reading is severe; the institution is filed under FDIC Cert #8531. That figure comes straight from public FDIC call-report data — capital, asset quality, earnings and property-loan concentration — weighted by the bank's lending footprint.

County by county, that footprint includes Caddo County, LA, Bossier County, LA, Red River County, LA, among others DLRadar tracks parcel by parcel. Bank Of Coushatta is held under Coushatta Bancshares Inc, so its disclosures are public and its stress trajectory is externally verifiable. Bank Of Coushatta runs a compact, single-state real-estate lending footprint — 3 U.S. counties across 1 state, spanning 41 ZIP codes. It concentrates most in Louisiana (3 counties). Because Bank Of Coushatta is rescored on each quarterly FDIC filing and graded on the identical model applied to every U.S. bank, its 87/100 reading stays current and directly comparable — a like-for-like number across 1 state and against any other institution. The combination of a severe reading and a compact footprint is what makes Bank Of Coushatta worth watching as a supply signal. Over the trailing week its stress reading is stable. Where the score is heading often matters more than where it sits, since tightening credit leads distress rather than follows it. DLRadar does not model Bank Of Coushatta in isolation: the 41-ZIP footprint is cross-referenced against foreclosure filings, tax-lien activity and ownership churn in each of those 3 counties, so a shift in the bank's severe posture can be read directly against on-the-ground distress. Bank Of Coushatta's score blends four call-report dimensions — capital, credit quality, earnings and property-loan concentration — into one 0–100 number, weighted by lending footprint, which is why it reads as a market signal rather than a generic solvency grade.

The acquisition angle is simple — lending capacity is what moves deals. As Bank Of Coushatta tightens across its markets, refinances fail, builders lose credit, and over-levered owners are pushed toward default and forced exit. That makes bank stress a forward indicator — it points to tomorrow's distressed supply, not yesterday's.

The same deterministic model runs for all FDIC banks, each wired to on-the-ground foreclosure, tax-lien and ownership signals. That lets you move ahead of the market, with each number sourced from public federal filings.