Guaranty Bank&Trust Co (FDIC #17767): Bank Stress & Real-Estate Credit Exposure
Guaranty Bank&Trust Co (FDIC Cert #17767): bank stress 53/100, moderate, STABLE over 7 days; parent GREAT GUARANTY BANCSHARES INC.
Guaranty Bank&Trust Co (#17767) lends in 4 counties across 1 state; Guaranty Bank&Trust Co (#17767) reaches 54 ZIP codes: Louisiana 4 counties, 54 ZIPs.
Guaranty Bank&Trust Co (#17767) largest markets: East Baton Rouge County, LA (56 branches, 28 ZIPs) (#17767), Pointe Coupee County, LA (34 branches, 17 ZIPs) (#17767), Iberville County, LA (16 branches, 8 ZIPs) (#17767), West Baton Rouge County, LA (5 branches, 5 ZIPs) (#17767).
Guaranty Bank&Trust Co (#17767) reports $318.5 million in total assets; Guaranty Bank&Trust Co (#17767) equity $43.0 million (13.5% of Guaranty Bank&Trust Co (#17767) assets); Guaranty Bank&Trust Co (#17767) domestic deposits $274.8 million; Guaranty Bank&Trust Co (#17767) net income $2.0 million; Guaranty Bank&Trust Co (#17767) return on assets 1.28%; Guaranty Bank&Trust Co (#17767) return on equity 9.51%; Guaranty Bank&Trust Co (#17767) net interest income $7.2 million; Guaranty Bank&Trust Co (#17767) call report June 30, 2026.
Guaranty Bank&Trust Co (#17767) noncurrent real-estate loans: none reported; Guaranty Bank&Trust Co (#17767) net charge-offs on real estate 4.32%; Guaranty Bank&Trust Co (#17767) residential charge-offs 2.18%.
Guaranty Bank&Trust Co (#17767) net interest margin 4.89% against an eight-quarter Guaranty Bank&Trust Co (#17767) average of 4.81% (Guaranty Bank&Trust Co (#17767) compression -0.07 points); Guaranty Bank&Trust Co (#17767) non-residential real estate 217.5% of equity; Guaranty Bank&Trust Co (#17767) rate-exposure score 40/100, Guaranty Bank&Trust Co (#17767) fixed-rate trap 40/100; Guaranty Bank&Trust Co (#17767) risk type credit driven; Guaranty Bank&Trust Co (#17767) rate regime rates elevated, Guaranty Bank&Trust Co (#17767) snapshot October 19, 2026.
Guaranty Bank&Trust Co (#17767) stress score moved from 52.3 on June 22, 2026 to 52.7 on October 19, 2026; Guaranty Bank&Trust Co (#17767) ranged 52.3 to 52.7 over 116 snapshots.
Guaranty Bank&Trust Co (#17767) alerts: 4 counties; top Guaranty Bank&Trust Co (#17767) alert scores: Maringouin County, LA 19 (low); New Roads County, LA 19 (low); Port Allen County, LA 19 (low); Zachary County, LA 19 (low).