Cottonport Bank (FDIC #8798): Bank Stress & Real-Estate Credit Exposure
Cottonport Bank (FDIC Cert #8798): bank stress 43/100, contained, STABLE over 7 days; parent MANSURA BANCSHARES INC.
Cottonport Bank (#8798) lends in 5 counties across 1 state; Cottonport Bank (#8798) reaches 80 ZIP codes: Louisiana 5 counties, 80 ZIPs.
Cottonport Bank (#8798) largest markets: East Baton Rouge County, LA (28 branches, 28 ZIPs) (#8798), Pointe Coupee County, LA (17 branches, 17 ZIPs) (#8798), Avoyelles County, LA (128 branches, 16 ZIPs) (#8798), Lafayette County, LA (16 branches, 16 ZIPs) (#8798), West Baton Rouge County, LA (5 branches, 5 ZIPs) (#8798).
Cottonport Bank (#8798) reports $581.6 million in total assets; Cottonport Bank (#8798) equity $77.8 million (13.4% of Cottonport Bank (#8798) assets); Cottonport Bank (#8798) domestic deposits $500.5 million; Cottonport Bank (#8798) net income $5.1 million; Cottonport Bank (#8798) return on assets 1.77%; Cottonport Bank (#8798) return on equity 13.48%; Cottonport Bank (#8798) net interest income $12.1 million; Cottonport Bank (#8798) call report June 30, 2026.
Cottonport Bank (#8798) noncurrent real-estate loans 0.08% of its book; Cottonport Bank (#8798) net charge-offs on real estate 1.10%; Cottonport Bank (#8798) multifamily charge-offs 3.10%; Cottonport Bank (#8798) residential charge-offs 0.09%.
Cottonport Bank (#8798) net interest margin 4.37% against an eight-quarter Cottonport Bank (#8798) average of 4.21% (Cottonport Bank (#8798) compression -0.17 points); Cottonport Bank (#8798) real-estate loans 8.0% of equity; Cottonport Bank (#8798) non-residential real estate 8.7% of equity; Cottonport Bank (#8798) rate-exposure score 40/100, Cottonport Bank (#8798) fixed-rate trap 40/100; Cottonport Bank (#8798) risk type credit driven; Cottonport Bank (#8798) rate regime rates elevated, Cottonport Bank (#8798) snapshot October 19, 2026.
Cottonport Bank (#8798) stress score moved from 46.9 on June 22, 2026 to 43.2 on October 19, 2026; Cottonport Bank (#8798) ranged 43.2 to 46.9 over 116 snapshots.
Cottonport Bank (#8798) alerts: 5 counties; top Cottonport Bank (#8798) alert scores: Lafayette County, LA 28 (low); Baton Rouge County, LA 17 (low); Brusly County, LA 17 (low); New Roads County, LA 17 (low); Simmesport County, LA 17 (low).