Lafayette County, LA: Foreclosures, Tax Liens & Distressed Properties

Lafayette County, LA, Louisiana: 16 ZIP codes scored, Lafayette County, LA averaging 35/100 (moderate, Lafayette, LA), from 29 to 36. Lafayette County, LA is in its expansion phase (Lafayette, LA confidence 58/100): Lafayette, LA home prices up 5.6% (Lafayette, LA) over twelve months. Lafayette County, LA lender headwind: 30/100.

Highest-scoring Lafayette County, LA ZIPs: 70501 (36/100), 70503 (36/100), 70506 (36/100), 70507 (36/100), 70508 (36/100), 70518 (36/100). Also scored in Lafayette County, LA: 70520, 70529, 70558, 70583, 70517, 70525, 70578, 70592, 70555, 70560.

Across Lafayette County, LA's scored ZIPs: median home value $206,700, household income $66,568, 14.3% vacancy, 17.8% poverty, 66% owner-occupied, median age 37.1.

Lafayette County, LA insurance distress 84/100 (#256 in the US); FEMA hazard 74/100 for Lafayette, LA; 4 federal disaster declarations in Lafayette County, LA since 2023 (2 hurricane); 221 Lafayette, LA NFIP flood claims, $17.5M paid; Lafayette, LA construction distress 60/100.

31 banks with 89 branches lend in Lafayette County, LA; Lafayette, LA weighted bank stress 57/100, highest 91/100 in Lafayette, LA.

Lafayette County, LA unemployment 3.2% (Lafayette, LA -0.7 pts, six months); 1,495 new housing units permitted in Lafayette County, LA over twelve months, Lafayette, LA down 11% from 1,674; Lafayette, LA home prices +5.0% a year (Lafayette, LA) over three years.

112,184 housing units in Lafayette County, LA; 33,679 Lafayette, LA renter households; 45% of Lafayette, LA renters spend 30%+ of income on rent, 23% (Lafayette, LA) half or more.

Lafayette County, LA ranks #412 nationally on the opportunity index (Lafayette, LA, among all ranked counties); Lafayette, LA scores 33.9/100 and Lafayette, LA sits #31 inside Louisiana. Lafayette, LA is in the peak_opportunity opportunity phase; Lafayette, LA's primary driver is construction, Lafayette, LA second driver bank institutional; Lafayette, LA moved up 480 places. 68 short-sale listings across Lafayette, LA; 64 days on market observed in Lafayette, LA; 9.9% vacancy over 16 Lafayette, LA ZIPs.

1.7% of Lafayette County, LA mortgages were ninety-plus days late in December 2025; Lafayette, LA's thirty-to-eighty-nine-day share was 3.5% (CFPB county sample). Lafayette, LA's ninety-day rate is up 0.3 points on twelve months earlier; the Lafayette, LA peak since 2008 was 3.2% in November 2009; Louisiana overall reads 2.1%.

Lafayette County, LA has 22 watched banks; 22 Lafayette, LA banks sit in an elevated band. Lafayette, LA footprints: Home Bank National Assn (10 branches, stress 50) in Lafayette, LA; Gulf Coast Bank (5 branches, stress 56) in Lafayette, LA; St Landry Bank&Trust Co (3 branches, stress 91) in Lafayette, LA.

HUD lists 27 assisted multifamily properties in Lafayette County, LA with 2,644 units; 783 Lafayette, LA units are assisted, 6 Lafayette, LA properties under project-based Section 8.

11,281 of the 112,184 housing units in Lafayette, LA sit vacant. Lafayette County, LA permitted 0 multifamily units in twelve months; Lafayette, LA's one-to-four unit structures added 1,495 units in Lafayette County, LA.