ZIP 70520 Property Distress & Foreclosure Data

DLRadar grades ZIP 70520 (Lafayette County, Louisiana) at a moderate 34/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (95/100), FEMA disaster exposure (83/100). Property-level stress concentrates in structural risk (76/100), institutional ownership (66/100), construction/permit lag (46/100). mortgage stress (25/100) stay muted. Structural risk reads 76/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, 1.1% off the recent peak, and 4% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

20,134 residents call 70520 home, typically aged 38. Home values center near $207,500, an affordability ratio of 3.0× — accessible. Median household income is $65,956, below the U.S. median near $78,000. There are about 9,059 housing units across 70520. Owners hold 81% of homes, renters 19%. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 21% bachelor's-or-above. 16.7% of residents fall below the poverty threshold. Rent burden reaches 46% of tenant households. DLRadar's demographic-stress index for the area reads 31/100.

Taken together, 70520 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.