ZIP 70501 Foreclosure, Tax-Lien & Distress Report

ZIP 70501's composite property-distress score is 36/100 - DLRadar classes that as moderate for Lafayette County, Louisiana. What sets it apart are the readings on structural risk (80/100), institutional ownership (67/100), construction/permit lag (61/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (95/100), FEMA disaster exposure (85/100). The split runs 80/100 structural to 8/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 8% higher over three years (phase confidence 58/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 38.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 42% owner-occupied to 58% rented. At $31,723, median income runs below typical U.S. levels. The vacancy rate is 15.6% — elevated. 26,956 residents call 70501 home, typically aged 37. Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 12,747 housing units. The demographic-stress sub-score lands at 43/100. Around 54% of renters are cost-burdened. A median home runs $116,900 here, or 3.7 times local income.

Taken together, 70501 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 70501 is not published yet -- the ZIP-level readings above remain fully sourced.

The 70501 read uses the identical scoring model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 70501 stays directly comparable to neighboring ZIPs and the rest of Lafayette County, Louisiana. 70501 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 70501's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 70501 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.