ZIP 70507 Property Distress & Foreclosure Data

DLRadar grades ZIP 70507 (Lafayette County, Louisiana) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (76/100), institutional ownership (66/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 76/100 structural and 8/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (95/100), FEMA disaster exposure (83/100)).

The peak-phase market in 70507 posted values that rose 3.2% over the year, 1.1% off the recent peak, and 6% lower over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $64,010, median income runs below typical U.S. levels. The poverty rate is 15.4%. Around 35% of renters are cost-burdened. The ZIP holds roughly 8,401 housing units. 72% of housing is owner-occupied. The typical home is worth about $212,400 (3.2× income, relatively affordable). The vacancy rate is 10.1%. The demographic-stress sub-score lands at 30/100. Around 30% of adults hold a bachelor's degree or higher. Population is roughly 19,215 with a median age of 37.

On balance 70507 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.