ZIP 70503 Property Distress & Foreclosure Data

Composite property distress in 70503 (Lafayette County, Louisiana) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (46/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (95/100), FEMA disaster exposure (83/100). The latent-versus-live split is 76/100 structural and 8/100 already moving.

The market reads peak — home values rose 3.2% year on year, 1.1% off the recent peak, and 5% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 13,222 housing units. A median home runs $341,300 here, or 3.5 times local income. On demographic stress specifically, 70503 scores 27/100. About 28,883 people live here, median age 38. Around 41% of renters are cost-burdened. About 56% have a four-year degree. Roughly 9.0% live below the poverty line. The tenure split is 68% owner-occupied to 32% rented. Households earn a median $94,360 — above the roughly $78,000 national figure. The vacancy rate is 8.7%.

Net-net, 70503 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.