ZIP 70508 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 70508 (Lafayette County, Louisiana) at a moderate 36/100 for overall property distress. Latent structural risk is 80/100 while live distress already moving reads 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (95/100), FEMA disaster exposure (84/100). Its heaviest discrete signals: structural risk (80/100), institutional ownership (67/100), construction/permit lag (61/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 7% higher over three years (phase confidence 58/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 63% of homes, renters 37%. Vacancy runs 10.3%. Population is roughly 39,364 with a median age of 38. Households earn a median $88,017 — above the roughly $78,000 national figure. Home values center near $305,300, an affordability ratio of 3.4× — accessible. About 47% have a four-year degree. The poverty rate is 13.5%. The ZIP holds roughly 19,138 housing units. Rent burden reaches 41% of tenant households. DLRadar's demographic-stress index for the area reads 29/100.

Overall, 70508 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 70508 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 70508's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 70508, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 70508's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 70508 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.