Lafayette County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lafayette County, LA distress report, 2026: 16 ZIPs scored in Lafayette, LA, Lafayette, LA average 34/100; the top Lafayette, LA ZIP is 70501 at 35/100; Lafayette, LA market phase expansion, Lafayette, LA prices +5.6% year over year.
- Lafayette, LA ranks #374 nationally (opportunity index); Lafayette, LA #31 in Louisiana; Lafayette, LA index 34.2.
- Lafayette, LA ninety-day mortgage delinquency 1.7% in December 2025; Lafayette, LA twelve-month change +0.3%.
- Lafayette, LA ZIP phases: 14 expansion, 1 neutral, 1 peak.
- Lafayette, LA residential listings tracked: 283 across 11 ZIPs; Lafayette, LA candidate listings 120.
- Lafayette, LA HUD assisted properties: 27 with 2,644 units.
- Lafayette, LA lenders on watch: 8; largest Lafayette, LA footprint Home Bank National Assn (10 branches).
- Lafayette, LA most distressed ZIP: 70501 at 35/100.
Lafayette, LA figures: DLRadar distress index; Lafayette, LA inputs: CFPB, FHFA, HUD, FDIC; Lafayette, LA rebuilt as sources refresh.
| Rank | Lafayette, LA ZIP | Score |
|---|---|---|
| 1 | 70501 | 35/100 |
| 2 | 70503 | 35/100 |
| 3 | 70506 | 35/100 |
| 4 | 70507 | 35/100 |
| 5 | 70508 | 35/100 |
| 6 | 70518 | 35/100 |
| 7 | 70520 | 35/100 |
| 8 | 70525 | 35/100 |
| 9 | 70529 | 35/100 |
| 10 | 70558 | 35/100 |
| 11 | 70578 | 35/100 |
| 12 | 70583 | 35/100 |
Most distressed Lafayette, LA ZIPs (0-100, 2026)
Mortgage delinquency in Lafayette, LA
1.7% of Lafayette, LA mortgages were ninety-plus days late (Lafayette, LA, December 2025); Lafayette, LA thirty-to-eighty-nine days late: 3.5%; Lafayette, LA twelve-month change +0.3%; Lafayette, LA peak since 2008: 3.2% (November 2009); Louisiana overall 2.1%. Lafayette, LA ninety-day series: Dec 24 1.4, Jan 25 1.6, Feb 25 1.6 (Lafayette, LA), Mar 25 1.1, Apr 25 1.2, May 25 1.5 (Lafayette, LA), Jun 25 1.5, Jul 25 1.4, Aug 25 1.6 (Lafayette, LA), Sep 25 1.6, Oct 25 1.7, Nov 25 1.8 (Lafayette, LA), Dec 25 1.7.
Opportunity index: Lafayette, LA
Lafayette, LA index 34.2, Lafayette, LA phase peak_opportunity; Lafayette, LA primary driver construction, Lafayette, LA second driver bank institutional. Lafayette, LA components: property stress 27.4, foreclosure pressure 23.3, listing discounts 40.6, bank stress 54.2, insurance 0.0; Lafayette, LA pulse 36.3; Lafayette, LA capital opportunity 31.0; Lafayette, LA seven-day change +1.2%.
ZIP market phases inside Lafayette, LA
16 Lafayette, LA ZIPs carry a price-cycle phase; Lafayette, LA ZIPs by phase (Lafayette, LA), deepest drawdown first: expansion, +5.6% YoY (Lafayette, LA): 70501, 70503, 70506, 70507, Lafayette, LA 70508, 70517, 70529, 70555, Lafayette, LA 70558, 70578, 70583; expansion, +5.4% YoY (Lafayette, LA): 70518, 70520; neutral, +4.3% YoY (Lafayette, LA): 70525; peak, +2.2% YoY (Lafayette, LA): 70560; expansion, +5.5% YoY (Lafayette, LA): 70592.
Residential listings by Lafayette, LA ZIP
Lafayette, LA ZIPs with the most tracked Lafayette, LA residential listings: 70508 66 listings, 27 candidates, bank pressure 55; 70506 48 listings, 14 candidates, bank pressure 55; 70501 36 listings, 19 candidates, bank pressure 55; 70503 34 listings, 12 candidates, bank pressure 55 (Lafayette, LA); 70507 27 listings, 12 candidates, bank pressure 55; 70592 27 listings, 15 candidates, bank pressure 55; 70520 21 listings, 13 candidates, bank pressure 56; 70518 11 listings, 5 candidates, bank pressure 55. Lafayette, LA totals: 283 listings; Lafayette, LA candidates 120; active ZIPs 10.
HUD assisted housing in Lafayette, LA
27 assisted properties with 2,644 units sit in Lafayette, LA; largest Lafayette, LA properties: Robley Place (Lafayette) 248 units; Reserve At River Place (Youngsville) 240 units; Summer Place Apartments (Lafayette) 176 units in Lafayette, LA; The Reserve At Couret Farms (Lafayette) 175 units; Mainstreet (Lafayette) 173 units; Pinewoods Apartments (Lafayette) 164 units.
Lenders with branches in Lafayette, LA
Lafayette, LA lenders by branch count: Home Bank National Assn (Lafayette, LA): stress 50, 10 branches low in Lafayette, LA; Gulf Coast Bank (Lafayette, LA): stress 56, 5 branches low in Lafayette, LA; St Landry Bank&Trust Co (Lafayette, LA): stress 91, 3 branches low in Lafayette, LA; Community First Bank (Lafayette, LA): stress 57, 3 branches low in Lafayette, LA; First Nb Of Jeanerette (Lafayette, LA): stress 49, 3 branches low in Lafayette, LA; Rayne State Bank&Trust Co (Lafayette, LA): stress 48, 3 branches low in Lafayette, LA; Jd Bank (Lafayette, LA): stress 67, 2 branches low in Lafayette, LA; Farmers State Bank&Trust Co (Lafayette, LA): stress 59, 2 branches low in Lafayette, LA.
Vacancy and permits, Lafayette, LA
11,281 of 112,184 Lafayette, LA housing units are vacant; Lafayette, LA permits, twelve months: 0 multifamily units in Lafayette, LA, 1,495 one-to-four unit units.
Work Lafayette, LA at the parcel level
Every Lafayette, LA parcel carries owner and address; every Lafayette, LA parcel carries APN; Lafayette, LA distress scores sit on the Lafayette, LA live board.
Lafayette, LA figures refresh with each source.
Lafayette, LA questions
Most distressed ZIP code in Lafayette County, LA?
ZIP 70501 leads Lafayette, LA at 35/100; next in Lafayette, LA: 70503 at 35/100; the Lafayette, LA average is 34/100.
Where does Lafayette County, LA rank for investment opportunity?
Lafayette, LA is #374 among all ranked counties, #31 in Louisiana; the Lafayette, LA driver is construction; Lafayette, LA moved up 550 places.
How many mortgages are delinquent in Lafayette County, LA?
1.7% of Lafayette, LA mortgages were ninety-plus days late in December 2025; the Lafayette, LA peak since 2008 was 3.2%.
Which banks lend in Lafayette County, LA?
8 watched lenders hold Lafayette, LA branches; the largest Lafayette, LA footprints are Home Bank National Assn (10), Gulf Coast Bank (5), St Landry Bank&Trust Co (3).
More on Lafayette, LA
Lafayette County, LA distress report: public-record figures for Lafayette, LA; not legal advice for Lafayette, LA; not tax or investment advice; verify every Lafayette, LA record before acting.