Lafayette County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lafayette County, Louisiana? DLRadar grades every Lafayette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Lafayette County breakdown.
- Lafayette County's most distressed ZIP is 70501 at 36/100.
- 16 ZIP codes tracked in Lafayette County, averaging 35/100 distress.
- Lafayette County reads expansion — home values up 5.6% year over year.
- Vacancy runs 14.3% across Lafayette County's tracked ZIPs, with a 17.8% poverty rate.
- The typical Lafayette County home is worth about $206,700 against a ~$66,568 median income.
- Lending headwind in Lafayette County sits at 30/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 70501 | 36/100 |
| 2 | 70503 | 36/100 |
| 3 | 70506 | 36/100 |
| 4 | 70507 | 36/100 |
| 5 | 70508 | 36/100 |
| 6 | 70520 | 36/100 |
| 7 | 70529 | 36/100 |
| 8 | 70558 | 36/100 |
| 9 | 70583 | 36/100 |
| 10 | 70518 | 35/100 |
| 11 | 70578 | 35/100 |
| 12 | 70592 | 35/100 |
Most distressed ZIP codes in Lafayette County (composite distress 0-100, 2026)
What is driving Lafayette County distress
DLRadar builds Lafayette County's distress picture only from records anyone can pull; its ZIPs average 35/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Lafayette County market phase and pricing
Lafayette County reads expansion — home prices rose 5.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Lafayette County
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Frequently asked questions
Where is distress highest inside Lafayette County, LA?
ZIP 70501 leads Lafayette County at 36/100, recomputed monthly from public records.
What market phase is Lafayette County in?
FHFA price-index movement places Lafayette County in expansion; prices are up 5.6% over twelve months.
Where does the Lafayette County data come from?
Lafayette County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 16 ZIPs are comparable to anywhere else.
How much do distress scores vary between Lafayette County ZIP codes?
The county figure is a blend, not a description. Across the Lafayette County ZIPs DLRadar ranks, scores run from 36/100 in 70501 down to 35/100 in 70592, against a Lafayette County average of 35/100. With 1 points between best and worst, county-level targeting in Lafayette County wastes effort.
What do Lafayette County home values and vacancy say about distressed supply?
The typical Lafayette County home carries about $206,700 of value against a median household income near $66,568. Vacancy across Lafayette County's tracked ZIPs runs 14.3% and the poverty rate is 17.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Lafayette County's foreclosure and lien data and its 30/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.