Lafayette County, LA: Home-Insurance Distress & Forced-Sale Pressure
Lafayette County, LA: 84/100 (severe) home-insurance distress; Lafayette, LA band HIGH; Lafayette, LA #256 of 3,222 counties; Lafayette, LA #22 of 64 in Louisiana; raw Lafayette, LA 83.3.
FEMA hazard, Lafayette, LA: 74/100; Lafayette, LA declarations, three years: 4; Lafayette, LA perils: 2 hurricane; Lafayette, LA five-year count 6 (severity 10.5); Lafayette, LA ten-year 6; hazard-weighted, Lafayette, LA: 10.0.
Declared incidents on the Lafayette, LA record: 2026 Winter Storm 3; 2024 Hurricane 3 (Lafayette, LA).
NFIP claims, Lafayette, LA, three years: 221; Lafayette, LA payouts $17,471,108; per Lafayette, LA claim $79,055; Lafayette, LA claim-stress 98/100.
Lafayette, LA monthly score rose, 89 (March 2026) to 90 (October 2026); Lafayette, LA by month: March 89, April 89, May 87, June 87 (Lafayette, LA), July 93, August 86, September 84, October 90.
Lafayette, LA components: climate 85, NFIP claims 98; Lafayette, LA retreat index 90.
Construction distress, Lafayette, LA: 60/100 as of August 2026 (Lafayette, LA: 59/100 one-to-four unit, 100/100 multifamily).
Lafayette, LA ZIPs, June 2026 (Lafayette, LA, 16 highest): score 0 (Lafayette, LA), climate 95 (Lafayette, LA): 70501, 70503, 70506, 70507, Lafayette, LA 70508, 70520, 70529, 70558; score 0 (Lafayette, LA), climate 94 (Lafayette, LA): 70583; score 0 (Lafayette, LA), climate 92 (Lafayette, LA): 70592; score 0 (Lafayette, LA), climate 90 (Lafayette, LA): 70518; score 0 (Lafayette, LA), climate 89 (Lafayette, LA): 70560; score 0 (Lafayette, LA), climate 88 (Lafayette, LA): 70578; score 0 (Lafayette, LA), climate 86 (Lafayette, LA): 70525; score 0 (Lafayette, LA), climate 85 (Lafayette, LA): 70517; score 0 (Lafayette, LA), climate 84 (Lafayette, LA): 70555.
DLRadar rescores Lafayette, LA monthly; Lafayette, LA readings join Lafayette, LA foreclosure, lien and ownership parcels (Lafayette, LA), so cost-squeezed Lafayette, LA owners surface before listing.
Inside Louisiana, Lafayette County ranks 23rd of 64 counties for home-insurance distress at 84/100; West Feliciana County (85/100) sits just above Lafayette County, and Acadia County (83/100) sits just below Lafayette County.
Deterministic. Every Lafayette County, LA signal traces to a public Lafayette dataset (FEMA, NFIP, Census for Lafayette, LA) · how insurance distress works in Lafayette, LA · methodology
FAQ: Lafayette County, LA insurance distress
What is the Lafayette County, LA home-insurance-distress score?
Lafayette, LA: 84/100 (HIGH), #256 of 3,222, #22 in Louisiana. FEMA hazard, Lafayette, LA: 74/100; NFIP stress, Lafayette, LA: 98/100; construction, Lafayette, LA: 60/100; Lafayette, LA rescores monthly.
Is Lafayette County insurance distress getting better or worse (LA)?
Lafayette, LA: 89 in March 2026; Lafayette, LA: 90 in October 2026 (worse); Lafayette, LA climate component 85; Lafayette, LA NFIP claims score 98.
How many flood-insurance claims has Lafayette County, LA had?
Lafayette, LA: 221 NFIP claims, three years; Lafayette, LA paid $17,471,108; per Lafayette, LA claim $79,055; carriers reprice Lafayette, LA against that record.
Which Lafayette County ZIP codes carry the most insurance distress (LA)?
Lafayette, LA, June 2026: 70501 at 0, 70503 at 0, 70506 at 0, 70507 at 0; Lafayette, LA climate scores there: 95, 95, 95, 95.
Why does Lafayette, LA insurance distress create sellers?
A Lafayette, LA premium outruns the Lafayette, LA budget; a carrier leaves Lafayette, LA; Lafayette, LA carrying cost passes plan; Lafayette, LA owners sell while current; Lafayette, LA insurance distress leads Lafayette, LA foreclosure data.