Crescent Bank (FDIC #33492): Bank Stress & Real-Estate Credit Exposure
Crescent Bank (FDIC Cert #33492): bank stress 24/100, contained, STABLE over 7 days; parent CB&T HOLDING CORP.
Crescent Bank (#33492) lends in 2 counties across 1 state; Crescent Bank (#33492) reaches 35 ZIP codes: Louisiana 2 counties, 35 ZIPs.
Crescent Bank (#33492) largest markets: St. Tammany County, LA (18 branches, 18 ZIPs) (#33492), Jefferson County, LA (17 branches, 17 ZIPs) (#33492).
Crescent Bank (#33492) reports $1.07 billion in total assets; Crescent Bank (#33492) equity $153.5 million (14.4% of Crescent Bank (#33492) assets); Crescent Bank (#33492) domestic deposits $880.1 million; Crescent Bank (#33492) net income $42.3 million; Crescent Bank (#33492) return on assets 8.34%; Crescent Bank (#33492) return on equity 59.15%; Crescent Bank (#33492) net interest income $21.0 million; Crescent Bank (#33492) call report June 30, 2026.
Crescent Bank (#33492) noncurrent real-estate loans: none reported; Crescent Bank (#33492) net charge-offs on real estate 4.07%; Crescent Bank (#33492) residential charge-offs 3.28%.
Crescent Bank (#33492) net interest margin 4.48% against an eight-quarter Crescent Bank (#33492) average of 11.81% (Crescent Bank (#33492) compression 7.33 points); Crescent Bank (#33492) non-residential real estate 328.0% of equity; Crescent Bank (#33492) rate-exposure score 40/100, Crescent Bank (#33492) fixed-rate trap 40/100; Crescent Bank (#33492) risk type rate trapped; Crescent Bank (#33492) rate regime rates elevated, Crescent Bank (#33492) snapshot October 19, 2026.
Crescent Bank (#33492) stress score moved from 17.4 on June 22, 2026 to 23.7 on October 20, 2026; Crescent Bank (#33492) ranged 17.4 to 23.7 over 117 snapshots.
Crescent Bank (#33492) alerts: 2 counties; top Crescent Bank (#33492) alert scores: Mandeville County, LA 13 (low); Metairie County, LA 13 (low).