American Bank (FDIC #19234): Bank Stress & Real-Estate Credit Exposure
American Bank (FDIC Cert #19234): bank stress 75/100, severe, STABLE over 7 days; parent AMERICAN BANCSHARES INC.
American Bank (#19234) lends in 4 counties across 1 state; American Bank (#19234) reaches 56 ZIP codes: Louisiana 4 counties, 56 ZIPs.
American Bank (#19234) largest markets: Tangipahoa County, LA (20 branches, 20 ZIPs) (#19234), St. Tammany County, LA (36 branches, 18 ZIPs) (#19234), Jefferson County, LA (17 branches, 17 ZIPs) (#19234), Red River County, LA (5 branches, 5 ZIPs) (#19234).
American Bank (#19234) reports $366.6 million in total assets; American Bank (#19234) equity $39.9 million (10.9% of American Bank (#19234) assets); American Bank (#19234) domestic deposits $322.6 million; American Bank (#19234) net income $1.1 million; American Bank (#19234) return on assets 0.63%; American Bank (#19234) return on equity 5.73%; American Bank (#19234) net interest income $9.2 million; American Bank (#19234) call report June 30, 2026.
American Bank (#19234) noncurrent real-estate loans 0.12% of its book; American Bank (#19234) multifamily 1.58%; American Bank (#19234) net charge-offs on real estate 3.08%; American Bank (#19234) residential charge-offs 1.21%.
American Bank (#19234) net interest margin 5.64% against an eight-quarter American Bank (#19234) average of 5.68% (American Bank (#19234) compression 0.05 points); American Bank (#19234) real-estate loans 12.4% of equity; American Bank (#19234) non-residential real estate 120.7% of equity; American Bank (#19234) rate-exposure score 40/100, American Bank (#19234) fixed-rate trap 40/100; American Bank (#19234) risk type credit driven; American Bank (#19234) rate regime rates elevated, American Bank (#19234) snapshot October 19, 2026.
American Bank (#19234) stress score moved from 82 on June 22, 2026 to 74.7 on October 20, 2026; American Bank (#19234) ranged 74.7 to 82 over 117 snapshots.
American Bank (#19234) alerts: 4 counties; top American Bank (#19234) alert scores: Coushatta County, LA 23 (low); Gretna County, LA 23 (low); Hammond County, LA 23 (low); Mandeville County, LA 23 (low).