Fidelity Bank (FDIC #28316): Bank Stress & Real-Estate Credit Exposure
Fidelity Bank (FDIC Cert #28316): bank stress 53/100, moderate, STABLE over 7 days; parent FB BCORP INC.
Fidelity Bank (#28316) lends in 6 counties across 1 state; Fidelity Bank (#28316) reaches 115 ZIP codes: Louisiana 6 counties, 115 ZIPs.
Fidelity Bank (#28316) largest markets: East Baton Rouge County, LA (56 branches, 28 ZIPs) (#28316), Orleans County, LA (140 branches, 20 ZIPs) (#28316), Tangipahoa County, LA (20 branches, 20 ZIPs) (#28316), St. Tammany County, LA (54 branches, 18 ZIPs) (#28316), Jefferson County, LA (102 branches, 17 ZIPs) (#28316), Lafayette County, LA (16 branches, 16 ZIPs) (#28316).
Fidelity Bank (#28316) reports $1.23 billion in total assets; Fidelity Bank (#28316) equity $243.7 million (19.9% of Fidelity Bank (#28316) assets); Fidelity Bank (#28316) domestic deposits $857.6 million; Fidelity Bank (#28316) net income $794,000; Fidelity Bank (#28316) return on assets 0.13%; Fidelity Bank (#28316) return on equity 0.65%; Fidelity Bank (#28316) net interest income $25.0 million; Fidelity Bank (#28316) call report June 30, 2026.
Fidelity Bank (#28316) noncurrent real-estate loans 0.04% of its book; Fidelity Bank (#28316) net charge-offs on real estate 2.07%.
Fidelity Bank (#28316) net interest margin 4.40% against an eight-quarter Fidelity Bank (#28316) average of 4.46% (Fidelity Bank (#28316) compression 0.07 points); Fidelity Bank (#28316) real-estate loans 4.4% of equity; Fidelity Bank (#28316) rate-exposure score 40/100, Fidelity Bank (#28316) fixed-rate trap 40/100; Fidelity Bank (#28316) risk type credit driven; Fidelity Bank (#28316) rate regime rates elevated, Fidelity Bank (#28316) snapshot October 19, 2026.
Fidelity Bank (#28316) stress score moved from 53.4 on June 22, 2026 to 53.1 on October 20, 2026; Fidelity Bank (#28316) ranged 53.1 to 53.4 over 117 snapshots.
Fidelity Bank (#28316) alerts: 5 counties; top Fidelity Bank (#28316) alert scores: Lafayette County, LA 30 (low); Baton Rouge County, LA 19 (low); Hammond County, LA 19 (low); New Orleans County, LA 19 (low); Slidell County, LA 19 (low).