South Louisiana Bank (FDIC #23144): Bank Stress & Real-Estate Credit Exposure

South Louisiana Bank (FDIC Cert #23144): bank stress 36/100, contained, STABLE over 7 days; parent SOUTH LOUISIANA FINANCIAL CORP.

South Louisiana Bank (#23144) lends in 4 counties across 1 state; South Louisiana Bank (#23144) reaches 67 ZIP codes: Louisiana 4 counties, 67 ZIPs.

South Louisiana Bank (#23144) largest markets: East Baton Rouge County, LA (28 branches, 28 ZIPs) (#23144), Lafayette County, LA (16 branches, 16 ZIPs) (#23144), Lafourche County, LA (30 branches, 15 ZIPs) (#23144), Terrebonne County, LA (65 branches, 13 ZIPs) (#23144).

South Louisiana Bank (#23144) reports $659.8 million in total assets; South Louisiana Bank (#23144) equity $101.3 million (15.4% of South Louisiana Bank (#23144) assets); South Louisiana Bank (#23144) domestic deposits $548.6 million; South Louisiana Bank (#23144) net income $6.0 million; South Louisiana Bank (#23144) return on assets 1.80%; South Louisiana Bank (#23144) return on equity 12.10%; South Louisiana Bank (#23144) net interest income $14.4 million; South Louisiana Bank (#23144) call report June 30, 2026.

South Louisiana Bank (#23144) noncurrent real-estate loans 0.01% of its book; South Louisiana Bank (#23144) residential -0.01%; South Louisiana Bank (#23144) net charge-offs on real estate 0.58%; South Louisiana Bank (#23144) residential charge-offs 0.59%.

South Louisiana Bank (#23144) net interest margin 4.70% against an eight-quarter South Louisiana Bank (#23144) average of 4.39% (South Louisiana Bank (#23144) compression -0.31 points); South Louisiana Bank (#23144) real-estate loans 0.5% of equity; South Louisiana Bank (#23144) non-residential real estate 59.4% of equity; South Louisiana Bank (#23144) rate-exposure score 40/100, South Louisiana Bank (#23144) fixed-rate trap 40/100; South Louisiana Bank (#23144) risk type rate trapped; South Louisiana Bank (#23144) rate regime rates elevated, South Louisiana Bank (#23144) snapshot October 19, 2026.

South Louisiana Bank (#23144) stress score moved from 41.1 on June 22, 2026 to 35.7 on October 19, 2026; South Louisiana Bank (#23144) ranged 35.7 to 41.1 over 116 snapshots.

South Louisiana Bank (#23144) alerts: 4 counties; top South Louisiana Bank (#23144) alert scores: Lafayette County, LA 26 (low); Baton Rouge County, LA 16 (low); Houma County, LA 16 (low); Thibodaux County, LA 16 (low).